85 Co Rd 264, Gainesville, TX 76240 Property Records

Cooke County property record for 85 Co Rd 264, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,776 sqft · built 2016
Lot Size	6.02 acres (262,231 sqft)
Owner	Individual Name on Record
Last Sale	$303,400 (Jun 2019)
Tax Bill	$6,363 (2026)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2810-400-00139`

Property Details

APN / Parcel Number

Primary APN	`2810-400-00139`
Alternative APN	`23309`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,776 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	262,231 sqft (6.02 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2810-400-00139
Street Address	85 COUNTY ROAD 264
City	GAINESVILLE
State	TX
Zip	76240-7831
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TIMBER CREEK RANCHETTES; LOT 139-141 & 158-164; SEC 4; ACRES 6.02
Legal Subdivision	TIMBER CREEK RANCHETTES
Legal Lot Number	139-141
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2004
Census Tract	701

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	85 COUNTY ROAD 264, GAINESVILLE, TX 76240-7831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jul 16, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST STATE BANK
Jun 18, 2019	Vendor's Lien, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Jul 12, 2013
Deed Document Number	201993001
Deed Book / Page	2266 / 248
Prior Transfer Date	Jun 14, 2019
Prior Transfer Doc	002266/248
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	85 COUNTY ROAD 264, GAINESVILLE, TX 76240-7831
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002332/223
Date	May 26, 2020
Book Page	2332/223
Instrument	2020-03653

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	85 COUNTY ROAD 264, GAINESVILLE, TX 76240-7831
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002271/168
Date	Jul 16, 2019
Book Page	2271/168
Instrument	2019-93646

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	85 COUNTY ROAD 264, GAINESVILLE, TX 76240-7831
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002447/585
Date	Sep 9, 2021
Book Page	2447/585
Instrument	7715

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 18, 2019
Property Address	85 COUNTY ROAD 264, GAINESVILLE, TX 76240-7831
Document Number	002266/248
Book / Page	2266 / 248
Map Reference	CAB A SL 31
Instrument Date	Jun 14, 2019
Instrument	2019-93001
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 COUNTY ROAD 264, GAINESVILLE, TX 76240-7831
Investor	Possibly a Property Investor

Mortgage

Document Number	0201993002
Date	Jun 18, 2019
Instrument	2019-93002

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,363.00 (+23.67%) Homeowner's exemption	$459,579 (+0.13%) Land $211,627 Building $247,952	$459,579 (-) Land $211,627 Building $247,952
2025	$5,145.00 (+14.13%) Homeowner's exemption	$458,979 (+13.83%)	$459,579 (+10.17%) Land $211,627 Building $247,952
2024	$4,508.00 (-3.14%)
2023		$403,198	$417,156 Land $147,032 Building $270,124
2022	$4,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	300 / 60
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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