85 Co Rd 1028, Centre, AL 35960 Property Records

Cherokee County property record for 85 Co Rd 1028, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 2011
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2026)
Tax Bill	$767 (2026)
Deeds & Mortgages	Jun 2026 Sale Aug 2020 Sale
Flood Zone	Zone A (high risk)
APN	`13-18-04-19-0-000-013.011`

Property Details

APN / Parcel Number

Primary APN	`13-18-04-19-0-000-013.011`
Alternative APNs	`ALT APN:1804190000013011` `31462`

Interior

Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	82,764 sqft (1.9 acres)
Porch	Slab
Porch Area	520 sqft
Deck Area	200 sqft

Location & Zoning

Account Number	31462
Street Address	85 COUNTY ROAD 1028
City	CENTRE
State	AL
Zip	35960-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 TERRAPIN CREEK STATION 14/64
Legal Range	10E
Legal Township	11S
Legal Section	19
Legal Subdivision	TERRAPIN CREEK
Legal Lot Number	8
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1046
Census Tract	955900

Owner

85 Co Rd 1028 is owned by two individuals who bought it in June 2026.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	463 HANDY RD, HIRAM, GA 30141-1943
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Jun 11, 2014 · Amount on File
Deed Document Number	2026244559
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 30, 2026
Property Address	85 COUNTY ROAD 1028, CENTRE, AL 35960-0019
Document Number	0000244559
Instrument Date	Jun 30, 2026
Instrument	2026244559
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$22,220.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 HANDY RD, HIRAM, GA 30141-1943

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 3, 2020
Property Address	85 COUNTY ROAD 1028, CENTRE, AL 35960-0019
Document Number	0000213455
Instrument Date	Aug 3, 2020
Instrument	213455
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 COPPINGER RD, CHATTANOOGA, TN 37405-7229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12359 COUNTY ROAD 29, CENTRE, AL 35960-3637
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 85 Co Rd 1028 was $767, up 6.8% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$767.00 (+6.82%)
2025	$718.00 (+6.53%)	$17,100 (+6.48%) Land $5,320 Building $11,780	$85,500 (+6.48%) Land $26,600 Building $58,900
2024	$674.00	$16,060 (-) Land $4,840 Building $11,220	$80,300 (-) Land $24,200 Building $56,100
2023	$674.00	$16,060 (-)	$80,300 (-) Land $24,200 Building $56,100
2022	$674.00	$16,060 Land $4,840 Building $11,220	$80,300 Land $24,200 Building $56,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 85 Co Rd 1028 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Co Rd 1028 is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 1028

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures