85 Calle Sol, #16, San Clemente, CA 92672 Property Records

Orange County property record for 85 Calle Sol, #16, San Clemente, CA 92672

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,491 sqft · built 1989
Owner	2 Individual Names on Record
Last Sale	$585,000 (May 2015)
Tax Bill	$7,037 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`930-078-94`

Property Details

APN / Parcel Number

Primary APN	`930-078-94`
Alternative APN	`688-211-08`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,491 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	85 CALLE SOL, 16
City	SAN CLEMENTE
State	CA
Zip	92672-9305
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 12284 BLK LOT 3 UN 16 TR 12284 LOT 3 UNIT 16 OF PROJECT LOCATED ON AP
Legal Subdivision	VILLAGIO II
Legal Tract	12284
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1002
Census Tract	42109

Owner

Source: Orange County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 CALLE SOL, SAN CLEMENTE, CA 92672-9305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Apr 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
May 25, 2018	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2015 · Amount on Record
Deed Sale	May 13, 2015 · Amount on Record
Prior Sale	Jun 17, 2005 · Amount on Record
Deed Document Number	2015250072
Prior Transfer Date	May 18, 2009
Prior Transfer Doc	0000295707
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 CALLE SOL # 16, 16, SAN CLEMENTE, CA 92672-9305
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CALLE SOL 16, 16, SAN CLEMENTE, CA 92672-9305

Mortgage

Document Number	0000283772
Date	Oct 16, 2025
Instrument	2025000283772

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 CALLE SOL # 16, 16, SAN CLEMENTE, CA 92672-9305
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CALLE SOL 16, 16, SAN CLEMENTE, CA 92672-9305

Mortgage

Document Number	0000092309
Date	Apr 21, 2023
Instrument	2023000092309

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 20, 2043

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 CALLE SOL # 16, 16, SAN CLEMENTE, CA 92672-9305
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000190786
Date	May 25, 2018
Instrument	2018000190786

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	362 Months
Due	Jul 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 CALLE SOL # 16, 16, SAN CLEMENTE, CA 92672-9305
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CALLE SOL CONDO 16, SAN CLEMENTE, CA 92672

Mortgage

Document Number	0000340363
Date	May 24, 2021
Instrument	2021000340363

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 CALLE SOL # 16, 16, SAN CLEMENTE, CA 92672-9305
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CALLE SOI #16 16, 16, SAN CLEMENTE, CA 92672-9305

Mortgage

Document Number	0000051457
Date	Feb 8, 2022
Instrument	2022000051457

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,138 (+2%) Land $553,119 Building $164,019
2025	$7,037.00 (+3.94%) Homeowner's exemption	$703,077 (+4.04%) Land $542,274 Building $160,803
2023	$6,770.00 (+1.96%) Homeowner's exemption	$675,777 Land $521,218 Building $154,559
2022	$6,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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