85 Clearwater Dr, Waretown, NJ 08758 Property Records

Ocean County and Ocean Township property record for 85 Clearwater Dr, Waretown, NJ 08758 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,004 sqft · built 1970
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Aug 2020)
Tax Bill	$9,481 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Apr 2019 Second Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`21-00210-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`21-00210-0000-00010`
Alternative APN	`210021000010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,004 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	85 CLEARWATER DR
City	WARETOWN
State	NJ
Zip	08758-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	150X100
Legal Subdivision	BAY HAVEN
Legal Block	210
Legal Lot Number	10
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2027
Census Tract	733001

Owner

Source: Ocean County and Ocean Township records · APN 21-00210-0000-00010

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 CLEARWATER DR, WARETOWN, NJ 08758-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 15, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Aug 06, 2020	Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2020 · Amount on Record
Deed Sale	Aug 06, 2020 · Amount on Record
Deed Document Number	202083402
Deed Book / Page	17996 / 106
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	85 CLEARWATER DR, WARETOWN, NJ 08758-2506
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CLEARWATER DR, WARETOWN, NJ 08758-2506

Mortgage

Document Number	0192770161
Date	Jan 17, 2023
Book Page	19277/161
Instrument	2023003793

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Aug 01, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	85 CLEARWATER DR, WARETOWN, NJ 08758-2506
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICE LINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174401102
Date	Apr 15, 2019
Book Page	17440/1102
Instrument	2019034138

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 26, 2029

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 06, 2020
Property Address	85 CLEARWATER DR, WARETOWN, NJ 08758-2506
Document Number	0179960106
Book / Page	17996 / 106
Instrument Date	Jul 17, 2020
Instrument	2020083402
Transaction Type	Transfer
Record Updated	Nov 03, 2021
Title Company	COUNSELLORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 E CARIBBEAN, 154, PORT ST LUCIE, FL 34952-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CLEARWATER DR, WARETOWN, NJ 08758-2506

Mortgage

Document Number	2020083403
Date	Aug 06, 2020
Instrument	2020083403

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Ocean County and Ocean Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,800 (-) Land $127,500 Building $473,300	$600,800 (-) Land $127,500 Building $473,300
2025	$9,481.00 (+4.58%)	$600,800 (+82.12%) Land $127,500 Building $473,300	$600,800 (+82.12%) Land $127,500 Building $473,300
2024	$9,066.00 (+26.48%)
2023		$329,900 Land $92,500 Building $237,400	$329,900 Land $92,500 Building $237,400
2022	$7,168.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297330012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 120 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	171 units insured 51 under condo master policies
Nearby Flood Claims	39 (1992–2025)
Most Recent Claim	Oct 2025, tidal / storm surge
Claims By Storm	Hurricane Sandy, Oct 2012 · 30 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 358 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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