85 Cheryl Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 85 Cheryl Dr, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,864 sqft · built 2024
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$928 (2025)
Deeds & Mortgages	May 2025 Mortgage Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`68W240026766`

Property Details

APN / Parcel Number

Primary APN	`68W240026766`
Alternative APN	`35310`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,864 sqft Adjusted Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	85 CHERYL DR
City	COLUMBUS
State	MS
Zip	39702-7721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW4 85 CHERYL DR
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	2
Census Block	2009
Census Tract	404

Owner

Source: Lowndes County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 CHERYL DR, COLUMBUS, MS 39702-7721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Deed of Trust, Mortgage · FHA Mortgage TRUSTMARK NATIONAL BANK
Jul 31, 2024	Deed of Trust, Mortgage CADENCE BANK
May 12, 2025	Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK
Jul 31, 2024	Warranty Deed, Subdivision Related Transfer CADENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2025
Deed Sale	May 12, 2025
Prior Sale	Jul 31, 2024
Deed Document Number	0020253521
Deed Book / Page	2025 / 3521
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	85 CHERYL DR, COLUMBUS, MS 39702-7721
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202510002
Date	May 12, 2025
Book Page	2025/10002

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	85 CHERYL DR, COLUMBUS, MS 39702-7721
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202414689
Date	Jul 31, 2024
Book Page	2024/14689

Lender

Name	CADENCE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 12, 2025
Property Address	85 CHERYL DR, COLUMBUS, MS 39702-7721
Document Number	0020253521
Book / Page	2025 / 3521
Instrument Date	May 9, 2025
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CHERYL DR, COLUMBUS, MS 39702-7721

Mortgage

Document Number	0202510002
Date	May 12, 2025
Instrument	2025/10002

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 31, 2024
Property Address	85 CHERYL DR, COLUMBUS, MS 39702-7721
Document Number	0020245493
Book / Page	2024 / 5493
Instrument Date	Jul 30, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CHANGE DR, COLUMBUS, MS 39702

Mortgage

Document Number	0202414689
Date	Jul 31, 2024
Instrument	2024/14689

Lender

Name	CADENCE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$928.00 Homeowner's exemption Senior Citizen's exemption	$16,989	$169,890 Land $20,000 Building $149,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	EAST LOWNDES W/A B WEST-OLD YORKVILLE RD
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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