85 Cherry St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 85 Cherry St, Spencer, MA 01562

Property Summary

Property TypeTriplex
Details5 bd · 4 ba · 2,628 sqft · built 1954
Lot Size0.293 acres (12,768 sqft)
OwnerIndividual Name on File
Last Sale$92,500 (Jun 1995)
Tax Bill$44 (2025)
Deeds & MortgagesMay 2019 Refinance
Jul 2020 Refinance
Flood ZoneZone X (minimal risk)
APNSPEN M:00U06 B:00092 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00U06 B:00092 L:00000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Units3 Units
Stories2 Stories
Building Area2,628 sqft Living Area
Gross Area4,513 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeShed Roof
Roof MaterialAsphalt
Lot Area12,768 sqft (0.293 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address85 CHERRY ST
CitySPENCER
StateMA
Zip01562-2287
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block92
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group4
Census Block4009
Census Tract726200

Owner

Source: Worcester County and Spencer Town records · APN SPEN M:00U06 B:00092 L:00000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address85 CHERRY ST, SPENCER, MA 01562-2287
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 06, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
NORTH BROOKFIELD SAVINGS BANK
Jul 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SIGNATURE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 1995 · Amount on Record
Deed SaleJun 30, 1995 · Amount on Record
Deed Book / Page17141 / 100
Record UpdatedJun 08, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER MA
Property Address85 CHERRY ST, SPENCER, MA 01562-2287
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number60365-90
DateMay 06, 2019
Book Page60365/90
Instrument40174
Lender
NameNORTH BROOKFIELD SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 01, 2034

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER MA
Property Address85 CHERRY ST, SPENCER, MA 01562-2287
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62808-260
DateJul 16, 2020
Book Page62808/260
Instrument76497
Lender
NameSIGNATURE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

Tax Assessment & Valuation

Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$44.00 (-98.91%)$382,400 (+8.51%) Land $42,200 Building $340,200
2024$4,031.00 (+4.97%)$352,400 (+10.68%) Land $42,200 Building $310,200
2023$3,840.00$318,400 Land $42,200 Building $276,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Based on FCC filings for 195 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPENCER WATER DEPARTMENT
serves 7,037 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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