Jefferson County property record for 85 Cherry Dr, Mount Vernon, IL 62864 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 15,933 sqft (0.365 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $85,000 (2009) |
| Tax Bill | $3,255.00 (2024) |
Source: Jefferson County records · APN 06-36-432-005
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 CHERRY DR, MOUNT VERNON, IL 62864-2503 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORPORATION |
| Jan 03, 2022 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment SECRETARY HOUSING URBAN DEVELOPMENT |
| May 18, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2009 · Amount on Record |
| Deed Sale | Jul 07, 2009 · Amount on Record |
| Prior Sale | Apr 22, 2009 · Amount on Record |
| Deed Doc Number | 20094193 |
| Prior Transfer Date | Jul 02, 2009 |
| Prior Transfer Doc | 200904193 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Apr 10, 2026 |
| Property Address | 85 CHERRY DR, MOUNT VERNON, IL 62864-2503 |
| Document Number | 0000001285 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 20261285 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 85 CHERRY DR, MOUNT VERNON, IL 62864-2503 |
| Document Number | 0000001285, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20261285 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Property Address | 85 CHERRY DR, MOUNT VERNON, IL 62864-2503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202200023 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | 202200023 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Property Address | 85 CHERRY DR, MOUNT VERNON, IL 62864-2503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202002105 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 202002105 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2045 |
Source: Jefferson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jefferson County |
| County Subdivision | Shiloh Township |
| Municipality | Mount Vernon City |
| Elementary School District | Mount Vernon School District 80 (PK - 08) |
| Secondary School District | Mount Vernon Township High School District 201 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,258 (+8%) Land $6,219 Building $42,039 | $144,774 (+8%) Land $18,657 Building $126,117 | |
| 2024 | $3,255.00 (+22%) | $44,683 (+28.41%) Land $5,758 Building $38,925 | $134,049 (+28.41%) Land $17,274 Building $116,775 |
| 2022 | $34,797 Land $5,645 Building $29,152 | $104,391 Land $16,935 Building $87,456 | |
| 2021 | $2,668.00 |
Source: FEMA National Flood Hazard Layer, Jefferson County (17081C), updated September 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-36-432-005 |
|---|
| Lot Area | 15,933 sqft (0.365 acres) |
|---|
| Street Address | 85 CHERRY DR |
|---|---|
| City | MOUNT VERNON |
| State | IL |
| Zip | 62864-2503 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | JAMISONS W G IV L168- 420 LOT 399 |
| Legal Subdivision | JAMISONS WSTN GARDENS |
| Legal Lot Number | 399 |
| Jurisdiction | JEFFERSON IL |
| Minor Civil Division | SHILOH |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 50600 |
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