85 Chapel St, West Warren, MA 01092 Property Records

Worcester County and Warren Town property record for 85 Chapel St, West Warren, MA 01092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,124 sqft · built 1890
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2023)
Tax Bill	$5,402 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
APN	`WARR M:0020 B:0000 L:35`

Property Details

APN / Parcel Number

Primary APN	`WARR M:0020 B:0000 L:35`
Alternative APN	`872`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,124 sqft Living Area
Gross Area	3,906 sqft
1st Floor Area	1,132 sqft
Basement Area	1,062 sqft
Unfinished Basement	1,062 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	872
Street Address	85 CHAPEL ST
City	WEST WARREN
State	MA
Zip	01092-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VIL
Legal Lot Number	35
Jurisdiction	WARREN MA
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2013
Census Tract	761100

Owner

85 Chapel St is owned by an individual who bought it in October 2023.

Source: Worcester County and Warren Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 GARDEN LN, 3, WALTHAM, MA 02452-6187
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PARTNERS LLC
Nov 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DEREK GAULTIER
Nov 4, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Nov 30, 2022 · Amount on File
Deed Book / Page	69822 / 140
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN MA
Recording Date	Oct 30, 2023
Property Address	85 CHAPEL ST, WEST WARREN, MA 01092-5001
Document Number	069822-140
Book / Page	69822 / 140
Instrument Date	Oct 30, 2023
Instrument	90613
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 GARDEN LN APT 3, 3, WALTHAM, MA 02452-6187

Mortgage

Document Number	0000090614
Date	Oct 30, 2023
Instrument	90614

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN MA
Recording Date	Nov 30, 2022
Property Address	85 CHAPEL ST, WEST WARREN, MA 01092-5001
Document Number	068547-245
Book / Page	68547 / 245
Instrument Date	Nov 29, 2022
Instrument	127288
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 NORWOOD PL, WESTFIELD, MA 01085-4541

Mortgage

Document Number	0000127290
Date	Nov 30, 2022
Instrument	127290

Lender

Name	DEREK GAULTIER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN MA
Recording Date	Nov 4, 2022
Property Address	85 CHAPEL ST, WEST WARREN, MA 01092-5001
Document Number	0068448-22
Book / Page	68448 / 22
Instrument Date	Nov 1, 2022
Instrument	119341
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 FRONT ST # UT101, UT101, W SPRINGFIELD, MA 01089-3100
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 85 Chapel St was $5,402, up 38.3% from the year before.

Source: Worcester County and Warren Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Warren Town
Unified School District	Quaboag Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,402.00 (+38.34%)	$366,500 (+38.98%) Land $43,600 Building $322,400	$387,505 (-7.78%)
2025	$3,905.00	$263,700 Land $43,600 Building $220,100	$420,185 (+18.29%)
2024			$355,205
2023	$3,863.00	$244,500 Land $43,600 Building $200,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 85 Chapel St; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Chapel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST WARREN WATER DISTRICT private · serves 927 people · EPA ID MA1311001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Chapel St

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