85 Cedar Flats Rd, Stony Point, NY 10980 Property Records

Rockland County and Stony Point Town property record for 85 Cedar Flats Rd, Stony Point, NY 10980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,409 sqft · built 1900
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$278,250 (Dec 2015)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392800 14.02-1-15.1`

Property Details

APN / Parcel Number

Primary APN	`392800 14.02-1-15.1`
Alternative APN	`280001400200010150010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,409 sqft Living Area
1st Floor Area	849 sqft
2nd Floor Area	560 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Mixed
Garage Area	1,320 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	280001400200010150010000
Street Address	85 CEDAR FLATS RD
City	STONY POINT
State	NY
Zip	10980-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LIFE ESTATE 14.02-1-15
Legal Subdivision	PROPERTY/ALFRED G & JANET C LI
Legal Block	1
Legal Lot Number	15.001
Jurisdiction	ROCKLAND NY
Township / Civil Division	STONY POINT
Census Block Group	3
Census Block	3000
Census Tract	10101

Owner

85 Cedar Flats Rd is owned and occupied by two individuals who bought it in December 2015.

Source: Rockland County and Stony Point Town records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	85 CEDAR FLATS RD, STONY POINT, NY 10980-3305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2015 · Amount on File
Deed Sale	Dec 9, 2015 · Amount on File
Deed Document Number	0201535980
Deed Book / Page	2015 / 35980
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	85 CEDAR FLATS RD, STONY POINT, NY 10980-3305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035008
Date	Dec 4, 2018
Instrument	2018-00035008

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 16, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Stony Point Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Stony Point Town
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$35,400 (-) Land $12,500 Building $22,900	$363,824 (+0.51%) Land $128,469 Building $235,355
2023	$35,400 Land $12,500 Building $22,900	$361,963 Land $127,812 Building $234,151

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Cedar Flats Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	15 (1979–2023)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Cedar Flats Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880