85 Castle Rd, Chappaqua, NY 10514 Property Records

Westchester County and New Castle Town property record for 85 Castle Rd, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,892 sqft · built 1961
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Sep 2021)
Tax Bill	$19,771 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`553600 100.8-1-41`

Property Details

APN / Parcel Number

Primary APN	`553600 100.8-1-41`
Alternative APNs	`360010000800010410000000` `4872000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,104 sqft
Upper Floors Area	591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	4872000
Street Address	85 CASTLE RD
City	CHAPPAQUA
State	NY
Zip	10514-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/4
Legal Subdivision	ALBERT TURNER ESTATE
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	2
Census Block	2005
Census Tract	13102

Owner

85 Castle Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 CASTLE RD, CHAPPAQUA, NY 10514-2704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 13, 2017	Bargain and Sale Deed, Transfer THOROUGHBRED TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Sep 22, 2021 · Amount on File
Deed Document Number	2021612293703
Record Updated	Oct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 22, 2021
Property Address	85 CASTLE RD, CHAPPAQUA, NY 10514-2704
Document Number	0612293703
Map Reference	MAP 3162
Instrument Date	Aug 17, 2021
Instrument	612293703
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	JUDICIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 CASTLE RD, CHAPPAQUA, NY 10514-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 KENSINGTON RD, BRONXVILLE, NY 10708-1427
Investor	Possibly a Property Investor

Mortgage

Document Number	0612593962
Date	Sep 22, 2021
Instrument	612593962

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

April 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 13, 2017
Property Address	85 CASTLE RD, CHAPPAQUA, NY 10514-2704
Document Number	0570873258
Instrument Date	Apr 5, 2017
Instrument	570873258
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	THOROUGHBRED TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$2,484.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 CASTLE RD, 85, CHAPPAQUA, NY 10514-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 VIRGINIA RD APT 3E, 3E, WHITE PLAINS, NY 10603-1408

Tax Assessment & Valuation

The 2026 property tax bill for 85 Castle Rd was $19,771, up 47.4% from the year before.

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Chappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,771.00 (+47.39%)
2025	$13,414.00	$112,300 (-) Land $17,000 Building $95,300	$805,018 (+0.86%) Land $121,864 Building $683,154
2024		$112,300 (-) Land $17,000 Building $95,300	$798,152 (+5.19%) Land $120,824 Building $677,328
2023		$112,300 Land $17,000 Building $95,300	$758,784 Land $114,865 Building $643,919

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Castle Rd in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	52 (1978–2021)
Claims Outside the SFHA	22 of 52
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Castle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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