85 Carroll St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 85 Carroll St, Keene, NH 03431

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,889 sqft · built 1890
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Oct 2025)
Tax Bill	$6,929 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:549 L:29`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:549 L:29`
Alternative APN	`549029000000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,889 sqft Living Area
Gross Area	4,221 sqft
1st Floor Area	1,025 sqft
Attic	Attic
Attic Area	546 sqft
Basement Area	908 sqft
Unfinished Basement	908 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	549029000000000
Street Address	85 CARROLL ST
City	KEENE
State	NH
Zip	03431-2909
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MD
Legal Lot Number	29
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2012
Census Tract	971300

Owner

85 Carroll St, a duplex, is owned by an individual who bought it in October 2025.

Source: Cheshire County and Keene City records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	206 POOR FARM RD, NEW IPSWICH, NH 03071-3922
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Deed Book / Page	3326 / 983
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Oct 15, 2025
Property Address	85 CARROLL ST, KEENE, NH 03431-2909
Document Number	003326-983
Book / Page	3326 / 983
Instrument Date	Oct 14, 2025
Instrument	2507974
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 POOR FARM RD, NEW IPSWICH, NH 03071-3922

Mortgage

Document Number	0002507975
Date	Oct 15, 2025
Instrument	2507975

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 85 Carroll St was $6,929, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,929.00 (+3.93%)	$201,600 (-) Land $42,100 Building $159,500
2024	$6,667.00 (+3.7%)	$201,600 (-) Land $42,100 Building $159,500
2023	$6,429.00 (+2.77%)	$201,600 (-) Land $42,100 Building $159,500
2022	$6,256.00	$201,600 Land $42,100 Building $159,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 85 Carroll St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Carroll St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000