Bergen County and Lodi Borough property record for 85 Burns Ave, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,660 sqft · built 1948 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Jul 2021) |
| Tax Bill | $11,579 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00059-0000-00047 |
| Primary APN | 31-00059-0000-00047 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,660 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 127800 |
|---|---|
| Street Address | 85 BURNS AVE |
| City | LODI |
| State | NJ |
| Zip | 07644-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X100 |
| Legal Block | 59 |
| Legal Lot Number | 47 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30201 |
85 Burns Ave is owned and occupied by an individual who bought it in July 2021.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 BURNS AVE, LODI, NJ 07644-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPENCER SAVINGS BANK SLA |
| Jul 7, 2021 | Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on File |
| Deed Sale | Jul 7, 2021 · Amount on File |
| Prior Sale | Nov 28, 2016 · Amount on File |
| Deed Document Number | 2021108750 |
| Deed Book / Page | 4256 / 623 |
| Prior Transfer Date | Jun 11, 2021 |
| Prior Transfer Doc | 0042560623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 85 BURNS AVE, LODI, NJ 07644-1101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0056130072 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 5613/72 |
| Instrument | 2025067485 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 25, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 7, 2021 |
| Property Address | 85 BURNS AVE, LODI, NJ 07644-1101 |
| Document Number | 0042560623 |
| Book / Page | 4256 / 623 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021108750 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 BURNS AVE, LODI, NJ 07644-1101 |
| Document Number | 0042560630 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 4256/630 |
| Instrument | 2021108751 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 85 BURNS AVE, LODI, NJ 07644-1101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SAFE LAND TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0038490281 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 3849/281 |
| Instrument | 20-128272 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | GARFIELD, NJ 07026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Oct 1, 2040 |
The 2025 property tax bill for 85 Burns Ave was $11,579, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,100 (-) Land $160,000 Building $167,100 | $327,100 (-) Land $160,000 Building $167,100 | |
| 2025 | $11,579.00 (+5.61%) | $327,100 Land $160,000 Building $167,100 | $327,100 Land $160,000 Building $167,100 |
| 2024 | $10,964.00 | ||
| 2023 | $327,100 Land $160,000 Building $167,100 | $327,100 Land $160,000 Building $167,100 | |
| 2022 | $10,676.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Burns Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (2007–2021) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 85 Burns Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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