85 Buddy Ln, Otto, NC 28763 Property Records

Macon County property record for 85 Buddy Ln, Otto, NC 28763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 2000
Lot Size	2.44 acres (106,286 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Sep 2011)
Tax Bill	$1,124 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6580325263`

Property Details

APN / Parcel Number

Primary APN	`6580325263`
Alternative APNs	`0736281` `124369`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Heated Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Game Room	Game Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Logs
Construction Type	Log
Foundation Type	Crossed Walls
Lot Area	106,286 sqft (2.44 acres)
Terrain	Rolling
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	124369
Street Address	85 BUDDY LN
City	OTTO
State	NC
Zip	28763-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 4 BUDDY GAP
Legal Subdivision	BUDDY GAP
Legal Lot Number	4
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	4
Census Block	4043
Census Tract	970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	147 BRYSON KNOB RD, FRANKLIN, NC 28734-3591
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Mar 6, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2011 · Amount on Record
Deed Sale	Sep 23, 2011 · Amount on Record
Prior Sale	Aug 24, 2011 · Amount on Record
Deed Book / Page	34 / 748
Prior Transfer Date	Aug 19, 2011
Prior Transfer Doc	M34/2034
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	85 BUDDY LN, OTTO, NC 28763-8116
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BUDDY LN, OTTO, NC 28763-8116

Mortgage

Document Number	00B43/1741
Date	Apr 18, 2024
Book Page	B-43/1741
Instrument	2024002143

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	3637 SENTARA WAY # 100, VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	170 Months
Due	Jun 1, 2038

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	85 BUDDY LN, OTTO, NC 28763-8116
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BUDDY LN, OTTO, NC 28763-8116

Mortgage

Document Number	000K42/370
Date	Mar 6, 2023
Book Page	K-42/370
Instrument	2023001301

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	183 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,124.00	$296,320 (+0.03%) Land $42,350 Building $253,970	$296,320 (+0.03%) Land $42,350 Building $253,970
2025	$1,124.00 (+1.08%)
2023	$1,112.00	$296,220 Land $42,350 Building $253,870	$296,220 Land $42,350 Building $253,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2009–2015)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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