85 Bermuda Run Dr, Covington, GA 30016 Property Records

Newton County property record for 85 Bermuda Run Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,170 sqft · built 1999
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Aug 2017)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00260-00000-199-000`

Property Details

APN / Parcel Number

Primary APN	`00260-00000-199-000`
Alternative APNs	`0026 199` `11691`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,170 sqft Heated Area
1st Floor Area	1,960 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	11691
Street Address	85 BERMUDA RUN DR
City	COVINGTON
State	GA
Zip	30016-7617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT71 BERMUDA RUN
Legal Subdivision	BERMUDA RUN
Legal Lot Number	71
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1004
Census Tract	100505

Owner

Source: Newton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 BERMUDA RUN DR, COVINGTON, GA 30016-7617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 8, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Apr 12, 2022	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Aug 30, 2020	Loan Modification, Mortgage · Conventional with PMI NEW AMERICAN FNDG
Aug 31, 2017	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on Record
Deed Sale	Aug 28, 2017 · Amount on Record
Prior Sale	Sep 9, 2016 · Amount on Record
Deed Document Number	20173086
Deed Book / Page	3604 / 2
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Aug 7, 2026
Property Address	85 BERMUDA RUN DR, COVINGTON, GA 30016-7617
Document Number	4856000140
Book / Page	4856 / 140
Instrument Date	Jul 22, 2026
Transaction Type	Mortgage
Record Updated	Sep 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BERMUDA RUN DR, COVINGTON, GA 30016-7617
Investor	Possibly a Property Investor

Mortgage

Document Number	4856000140,
Date	Aug 7, 2026
Book Page	4856/140

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	288 Months
Due	Jul 1, 2050

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 BERMUDA RUN DR, COVINGTON, GA 30016-7617
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BERMUDA RUN DR, COVINGTON, GA 30016-7617
Investor	Possibly a Property Investor

Mortgage

Document Number	0044770000000731
Date	Feb 8, 2023
Book Page	0000004477/0000000731
Instrument	001438

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 BERMUDA RUN DR, COVINGTON, GA 30016-7617
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BERMUDA RUN DR, COVINGTON, GA 30016-7617

Mortgage

Document Number	0043720000000639
Date	Apr 12, 2022
Book Page	0000004372/0000000639
Instrument	006659

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	85 BERMUDA RUN DR, COVINGTON, GA 30016-7617
Document Number	0040720436
Instrument Date	Aug 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 BERMUDA RUN DR COVINGTON GA 300167617, COVINGTON, GA 30016-7617

Mortgage

Document Number	0040720436
Date	Sep 21, 2020
Book Page	004072/000436
Instrument	13320

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 31, 2017
Property Address	85 BERMUDA RUN DR, COVINGTON, GA 30016-7617
Document Number	0036040002
Book / Page	003604 / 000002
Instrument Date	Aug 28, 2017
Instrument	9821
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 BERMUDA RUN DR COVINGTON GA 300167617, COVINGTON, GA 30016-7617

Mortgage

Document Number	36040003
Date	Aug 31, 2017
Book Page	003604/000003
Instrument	9822

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,970.00 (+10.12%) Homeowner's exemption	$122,640 (+5%) Land $18,000 Building $104,640	$306,600 (+5%) Land $45,000 Building $261,600
2023		$116,800 Land $8,400 Building $108,400	$292,000 Land $21,000 Building $271,000
2022	$2,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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