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85 Beach St, #11, Westerly, RI 02891 Property Records

Westerly Town property record for 85 Beach St, #11, Westerly, RI 02891

Property Summary

Property TypeCondominium Offices
Details1,176 sqft · built 1988
OwnerIndividual Name on Record
Last Sale$160,000 (Oct 2024)
Tax Bill$1,182 (2025)
Deeds & MortgagesOct 2024 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:086 B:40 L:11

Property Details

APN / Parcel Number

Primary APNM:086 B:40 L:11
Alternative APNs
  • WEST M:86 B:40 L:11
  • 1021675

Interior

Stories1 Story
Building Area1,176 sqft Total Area
1st Floor Area3,421 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1021675
Street Address85 BEACH ST, 11
CityWESTERLY
StateRI
Zip02891-2717
Property CategoryCommercial
Property TypeCommercial > Office > Condominium Offices
Legal Block40
Legal Lot Number11
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2003
Census Tract50802

Owner

Source: Westerly Town records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1682 CANOPY OAKS BLVD, PALM HARBOR, FL 34683-6161
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2024Deed of Trust, Mortgage · Stand-Alone First Mortgage
NEW ENGLAND CERTIFIED DEVELOPMENT CORP
Jan 16, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
DIME BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2024 · Amount on Record
Deed SaleOct 21, 2024 · Amount on Record
Prior SaleJan 16, 2019 · Amount on Record
Deed Document Number20243549
Deed Book / Page2024 / 14099
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address85 BEACH ST # 11, 11, WESTERLY, RI 02891-2717
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024-14147
DateOct 21, 2024
Book Page2024/14147
Instrument2024-3552
Lender
NameNEW ENGLAND CERTIFIED DEVELOPMENT CORP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJan 16, 2019
Property Address85 BEACH ST # 11, 11, WESTERLY, RI 02891-2717
Document Number2019-687
Book / Page2019 / 687
Instrument DateJan 16, 2019
Instrument198
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 BEACH ST # 11, 11, WESTERLY, RI 02891-2717

Mortgage

Document Number199
DateJan 16, 2019
Instrument199
Lender
NameDIME BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,182.00 (-14.35%)$151,900 (+11.86%) Building $151,900
2023$1,380.00 (+0.58%)$135,800 (-) Building $135,800
2022$1,372.00$135,800 Building $135,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims10 (1991–2024)
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: Breezeline, Frontier, T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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