85 Beach Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 85 Beach Rd, Naples, ME 04055

Property Summary

Property Type	Single Family Home
Details	768 sqft
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual on Record
Last Sale	$630,000 (Nov 2022)
Tax Bill	$4,718 (2025)
Deeds & Mortgages	Feb 2023 Refinance Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U29A L:0034`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U29A L:0034`
Alternative APN	`2481`

Interior

Stories	2 Stories
Building Area	768 sqft Living Area

Exterior

Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Account Number	2481
Street Address	85 BEACH RD
City	NAPLES
State	ME
Zip	04055-3468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Lot Number	34
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	14002

Owner

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	85 BEACH RD, NAPLES, ME 04055-3468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Nov 29, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Deed Document Number	202258556
Deed Book / Page	39870 / 23
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	85 BEACH RD, NAPLES, ME 04055
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399740051
Date	Feb 3, 2023
Book Page	39974/51
Instrument	3715

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2038

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Nov 29, 2022
Property Address	85 BEACH RD, NAPLES, ME 04055
Document Number	0398700023
Book / Page	39870 / 23
Instrument Date	Nov 19, 2022
Instrument	58556
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 NARRAGANSETT ST, GORHAM, ME 04038-2050

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,718.00 (+9.49%)	$496,590 (+5.46%) Land $281,982 Building $214,608
2023	$4,309.00 (+13.13%)	$470,876 (+1.98%) Land $281,982 Building $188,894
2022	$3,809.00	$461,727 Land $281,982 Building $179,745

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Beach Rd

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