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85 Bay Rd, Fox Lake, IL 60020 Property Records

Lake County property record for 85 Bay Rd, Fox Lake, IL 60020

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,212 sqft · built 1950
Lot Size0.16 acres (6,974 sqft)
Owner2 Individual Names on File
Last Sale$231,000 (Jul 2025)
Tax Bill$3,439 (2024)
Deeds & MortgagesJun 2023 Transfer
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN05-09-409-001

Property Details

APN / Parcel Number

Primary APN05-09-409-001

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,212 sqft Living Area
1st Floor Area1,212 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area6,974 sqft (0.16 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area32 sqft
Deck AreaDeck Area
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address85 BAY RD
CityFOX LAKE
StateIL
Zip60020-1706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE POINT HEIGHTS SUB LOT 42
Legal SubdivisionEAGLE POINT HEIGHTS SUB
Legal Lot Number42
JurisdictionLAKE IL
Township / Civil DivisionGRANT
Census Block Group1
Census Block1034
Census Tract860908

Owner

85 Bay Rd is owned by two individuals who bought it in July 2025.

Source: Lake County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address36603 N IOLA AVE, INGLESIDE, IL 60041-9667
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Intrafamily Transfer, Transfer
Mar 12, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2025 · Amount on File
Deed SaleJul 1, 2025 · Amount on File
Deed Document Number20258107067
Prior Transfer DateJun 26, 2023
Prior Transfer Doc0007980850
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateJun 26, 2023
Property Address85 BAY RD, FOX LAKE, IL 60020-1706
Document Number0007980850
Map ReferenceDOC 744397
Instrument DateJun 26, 2023
Instrument7980850
Transaction TypeTransfer
Record UpdatedJul 5, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 BAY RD, FOX LAKE, IL 60020-1706

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateMar 12, 2019
Property Address85 BAY RD, FOX LAKE, IL 60020-1706
Document Number0007548218
Instrument DateMar 12, 2019
Instrument7548218
Transaction TypeTransfer
Record UpdatedMar 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address85 BAY RD FOX LAKE IL 600201706, FOX LAKE, IL 60020-1706

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionGrant Township
MunicipalityFox Lake Village
Elementary School DistrictFox Lake Grade School District 114 (PK - 08)
Secondary School DistrictGrant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65,566 Land $9,024 Building $56,542$196,718 Land $27,075 Building $169,643
2024$3,439.00 (+1.87%)
2023$3,376.00 (+4.91%)$45,453 (-5.53%) Land $7,872 Building $37,581$136,372 (-5.53%) Land $23,618 Building $112,754
2022$3,218.00$48,116 Land $7,153 Building $40,963$144,362 Land $21,461 Building $122,901

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 96 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies100 units insured
incl. 4 condo units
Nearby Flood Claims35 (2007–2026)
Claims Outside the SFHA1 of 35
Most Recent ClaimMay 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Bay Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX LAKE
serves 11,780 people · EPA ID IL0970200
Water SourceGroundwater
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb
Copper1.58 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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