85 Back River Rd, Merrimack, NH 03054 Property Records

Hillsborough County and Merrimack Town property record for 85 Back River Rd, Merrimack, NH 03054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,267 sqft · built 1977
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,000 (Jan 2022)
Tax Bill	$9,372 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:007D B:00269`

Property Details

APN / Parcel Number

Primary APN	`M:007D B:00269`
Alternative APN	`MRMK M:0007D L:000269 S:000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,267 sqft Living Area
Gross Area	3,977 sqft
1st Floor Area	1,216 sqft
Basement Area	816 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	85 BACK RIVER RD
City	MERRIMACK
State	NH
Zip	03054-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	269
Jurisdiction	MERRIMACK TOWN NH
Township / Civil Division	MERRIMACK
Census Block Group	1
Census Block	1001
Census Tract	14202

Owner

Source: Hillsborough County and Merrimack Town records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 BACK RIVER RD, MERRIMACK, NH 03054-2665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit GRANITE ST CU
Oct 19, 2016	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Oct 20, 2015 · Amount on Record
Deed Document Number	20223854
Deed Book / Page	9581 / 362
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRIMACK TOWN NH
Recording Date	Jan 21, 2022
Property Address	85 BACK RIVER RD, MERRIMACK, NH 03054-2665
Document Number	009581-362
Book / Page	9581 / 362
Instrument Date	Jan 21, 2022
Instrument	220003854
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	85 BACK RIVER RD, MERRIMACK, NH 03054-2665

Mortgage

Document Number	0220003855
Date	Jan 21, 2022
Instrument	220003855

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMACK TOWN NH
Property Address	85 BACK RIVER RD, MERRIMACK, NH 03054-2665
Document Number	0092320747
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 BACK RIVER RD MERRIMACK NH 030542665, MERRIMACK, NH 03054-2665

Mortgage

Document Number	0092320747
Date	Nov 14, 2019
Book Page	009232/000747
Instrument	9052849

Lender

Name	GRANITE ST CU
Type	Credit Union
Address	MANCHESTER, NH 03108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 13, 2034

Interest

Rate Type	Adjustable Rate

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMACK TOWN NH
Property Address	85 BACK RIVER RD, MERRIMACK, NH 03054-2665
Document Number	0090581214
Instrument Date	Oct 19, 2016
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 BACK RIVER RD MERRIMACK NH 030542665, MERRIMACK, NH 03054-2665

Mortgage

Document Number	0090581214
Date	Mar 23, 2018
Book Page	009058/001214
Instrument	8011101

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 22, 2046

Tax Assessment & Valuation

Source: Hillsborough County and Merrimack Town assessment roll, as of April 9, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Merrimack Town
Unified School District	Merrimack School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,372.00 (+6.86%)	$423,900 (-) Land $208,100 Building $215,800
2024	$8,770.00 (+6.37%)	$423,900 (-) Land $208,100 Building $215,800
2023	$8,245.00 (+18.45%)	$423,900 (+5.84%) Land $208,100 Building $215,800	$570,000
2022	$6,961.00	$400,500 Land $208,100 Building $192,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERRIMACK VILLAGE DIST serves 25,500 people · EPA ID NH1531010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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