85 Ash St, Marlborough, MA 01752 Property Records

Middlesex County and Marlborough City property record for 85 Ash St, Marlborough, MA 01752

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,162 sqft · built 1890
Lot Size	5.59 acres (243,500 sqft)
Owner	Individual Name on File
Last Sale	$387,000 (Dec 2018)
Tax Bill	$4,569 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`584418`

Property Details

APN / Parcel Number

Primary APN	`584418`
Alternative APN	`MARL M:043 B:001 L:000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,162 sqft Living Area
Gross Area	2,374 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	243,500 sqft (5.59 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	584418
Street Address	85 ASH ST
City	MARLBOROUGH
State	MA
Zip	01752-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Block	1
Jurisdiction	MARLBOROUGH MA
Township / Civil Division	MARLBOROUGH
Census Block Group	4
Census Block	4005
Census Tract	321500

Owner

85 Ash St is owned and occupied by an individual who bought it in December 2018.

Source: Middlesex County and Marlborough City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	85 ASH ST, MARLBOROUGH, MA 01752-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit GEORGIA'S OWN CREDIT UNION
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Dec 13, 2018	Quit Claim Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2018 · Amount on File
Deed Sale	Dec 13, 2018 · Amount on File
Prior Sale	Oct 31, 1995 · Amount on File
Deed Book / Page	72006 / 550
Prior Transfer Date	Nov 8, 2018
Prior Transfer Doc	072006-550
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	85 ASH ST, MARLBOROUGH, MA 01752-1243
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079293-141
Date	Dec 6, 2021
Book Page	79293/141
Instrument	263711

Lender

Name	GEORGIA'S OWN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	85 ASH ST, MARLBOROUGH, MA 01752-1243
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078843-253
Date	Oct 4, 2021
Book Page	78843/253
Instrument	219118

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	85 ASH ST, MARLBOROUGH, MA 01752-1243
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78843-253
Date	Oct 4, 2021
Book Page	78843/253
Instrument	219118

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	85 ASH ST, MARLBOROUGH, MA 01752-1243
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76033-414
Date	Oct 30, 2020
Book Page	76033/414
Instrument	200739

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Dec 13, 2018
Property Address	85 ASH ST, MARLBOROUGH, MA 01752-1243
Document Number	72006-550
Book / Page	72006 / 550
Instrument Date	Nov 8, 2018
Instrument	189970
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ASH ST, MARLBOROUGH, MA 01752-1243

Mortgage

Document Number	189973
Date	Dec 13, 2018
Instrument	189973

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 85 Ash St was $4,569, up 4.4% from the year before.

Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Marlborough City
Unified School District	Marlborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,569.00 (+4.41%)	$463,400 (+8.45%) Land $265,800 Building $197,600	$500,080 (-4.74%)
2024	$4,376.00 (-8.45%)	$427,300 (+3.16%) Land $244,000 Building $183,300	$524,970
2023	$4,780.00	$414,200 Land $214,800 Building $199,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Ash St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Ash St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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