85 Arrowhead Rd, Melrose, IA 52569 Property Records

Wayne County property record for 85 Arrowhead Rd, Melrose, IA 52569

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,816 sqft · built 2024
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Tax Bill	$118 (2025)
Deeds & Mortgages	May 2024 Line of Credit Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040F01400085`

Property Details

APN / Parcel Number

Primary APN	`040F01400085`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,816 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	2,464 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	85 ARROWHEAD RD
City	MELROSE
State	IA
Zip	52569-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIANRIDGE LT 49
Legal Subdivision	INDIANRIDGE
Legal Lot Number	85
Jurisdiction	WAYNE IA
Township / Civil Division	WRIGHT
Census Block Group	1
Census Block	1006
Census Tract	70100

Owner

Source: Wayne County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 ARROWHEAD RD, MELROSE, IA 52569-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2024	Deed of Trust, Mortgage · Line of Credit SCALE BANK
Jul 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IA
Property Address	85 ARROWHEAD RD, MELROSE, IA 52569-8005
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020240587
Date	May 15, 2024
Instrument	2024-0587

Lender

Name	SCALE BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IA
Property Address	85 ARROWHEAD RD, MELROSE, IA 52569-8005
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ARROWHEAD RD, MELROSE, IA 52569-8005

Mortgage

Document Number	0020250862
Date	Jul 17, 2025
Instrument	2025-0862

Lender

Name	FIDELITY BANK
Type	Bank
Address	SAVANNA, IL 61074

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Wayne County
Unified School District	Wayne Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$118.00 Homeowner's exemption	$234,820 (+2,602.19%) Land $6,080 Building $228,740
2024	$118.00 (-13.24%)
2023		$8,690 (-) Land $8,690	$234,820 (+2,602.19%) Land $6,080 Building $228,740
2022	$136.00	$8,690 Land $8,690
2021			$8,690 Land $8,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 79% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Lockridge Networks Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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