85 Arrowhead Beach Rd, Lake Ozark, MO 65049 Property Records

Miller County property record for 85 Arrowhead Beach Rd, Lake Ozark, MO 65049

Property Summary

Property Type	Single Family Home
Details	1,065 sqft · built 1996
Lot Size	0.344 acres (14,995 sqft)
Owner	2 Individual Names on File
Last Sale	$575,890 (May 2022)
Tax Bill	$2,969 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18613`

Property Details

APN / Parcel Number

Primary APN	`18613`
Alternative APN	`129031004002008004`

Interior

Stories	1 Story
Building Area	1,065 sqft Living Area
1st Floor Area	1,065 sqft
Basement Area	1,065 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	14,995 sqft (0.344 acres)

Location & Zoning

Account Number	18613
Street Address	85 ARROWHEAD BEACH RD
City	LAKE OZARK
State	MO
Zip	65049-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 RESUBDIVISION OF LOTS 127 130 ARROWHEAD BEACH CLUB
Legal Range	15W
Legal Township	40N
Legal Section	31
Legal Subdivision	SUBDIVISION
Legal Lot Number	4-130
Jurisdiction	MILLER MO
Township / Civil Division	GLAZE
Census Block Group	1
Census Block	1051
Census Tract	962801

Owner

85 Arrowhead Beach Rd is owned by two individuals who bought it in May 2022.

Source: Miller County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4011 BELAIR DR, URBANDALE, IA 50323-2356
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Prior Sale	May 26, 2017
Deed Document Number	20222240
Deed Book / Page	2022 / 2240
Prior Transfer Date	Sep 27, 2010
Prior Transfer Doc	0020104390
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	85 ARROWHEAD BEACH RD, LAKE OZARK, MO 65049-9705
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ARROWHEAD BEACH RD, LAKE OZARK, MO 65049-9705

Mortgage

Document Number	002022/271
Date	Jan 18, 2022
Book Page	2022/271
Instrument	202200271

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	May 6, 2022
Property Address	85 ARROWHEAD BEACH RD, LAKE OZARK, MO 65049-9705
Document Number	02022/2240
Book / Page	2022 / 2240
Map Reference	MB 9 PG 11
Instrument Date	May 4, 2022
Instrument	202202240
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 BELAIR DR, URBANDALE, IA 50323-2356
Investor	Possibly a Property Investor

Mortgage

Document Number	0202202241
Date	May 6, 2022
Instrument	202202241

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	May 26, 2017
Property Address	85 ARROWHEAD BEACH RD, LAKE OZARK, MO 65049-9705
Document Number	02017/2186
Book / Page	2017 / 2186
Map Reference	MB 9 PG 11
Instrument Date	May 23, 2017
Instrument	2017 2186
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ARROWHEAD BEACH RD, LAKE OZARK, MO 65049-9705

Tax Assessment & Valuation

The 2025 property tax bill for 85 Arrowhead Beach Rd was $2,969.

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Municipality	Lake Ozark City
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,810 (-) Land $17,200 Building $39,610	$298,980 (-) Land $90,500 Building $208,480
2025	$2,969.00	$56,810 Land $17,200 Building $39,610	$298,980 Land $90,500 Building $208,480
2023		$50,410 Land $15,630 Building $34,780	$265,280 Land $82,240 Building $183,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 85 Arrowhead Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Arrowhead Beach Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OZARK PWS serves 2,007 people · EPA ID MO3010441
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Splash Wireless Internet.

Nearby Properties on Arrowhead Beach Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures