85 Arnold St, Quincy, MA 02169 Property Records

Norfolk County and Quincy City property record for 85 Arnold St, Quincy, MA 02169

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,077 sqft · built 1917
Lot Size	0.107 acres (4,678 sqft)
Owner	Trust Name on File
Last Sale	$449,000 (Aug 2018)
Tax Bill	$6,271 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:2056B B:3 L:4123`

Property Details

APN / Parcel Number

Primary APN	`M:2056B B:3 L:4123`
Alternative APNs	`QUIN M:2056B B:3 L:4123` `761301`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,077 sqft Living Area
Gross Area	1,688 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	4,678 sqft (0.107 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	761301
Street Address	85 ARNOLD ST
City	QUINCY
State	MA
Zip	02169-7013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	3
Legal Lot Number	4123
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3005
Census Tract	417902

Owner

85 Arnold St is owner-occupied and held in a trust since September 2020.

Source: Norfolk County and Quincy City records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	85 ARNOLD ST, QUINCY, MA 02169-7013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit TREMONT CREDIT UNION
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit BLUE HILLS BANK
May 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUINCY CREDIT UNION
Nov 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 24, 2018	Quit Claim Deed, Transfer EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Prior Sale	Nov 7, 2014 · Amount on File
Deed Book / Page	36245 / 484
Last Transfer Date	Sep 23, 2020
Transfer Doc	038598-458
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	85 ARNOLD ST, QUINCY, MA 02169-7013
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042633-517
Date	Sep 8, 2025
Book Page	42633/517
Instrument	62607

Lender

Name	TREMONT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	85 ARNOLD ST, QUINCY, MA 02169-7013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34978-557
Date	Mar 17, 2017
Book Page	34978/557
Instrument	23189

Lender

Name	BLUE HILLS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	85 ARNOLD ST, QUINCY, MA 02169-7013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37828-52
Date	May 1, 2020
Book Page	37828/52
Instrument	39167

Lender

Name	QUINCY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	Nov 12, 2020
Property Address	85 ARNOLD ST, QUINCY, MA 02169-7013
Document Number	38598-458
Book / Page	038598 / 000458
Instrument Date	Sep 23, 2020
Instrument	125557
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	ARNOLD ST QUINCY MA 02169, QUINCY, MA 02169

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	Aug 24, 2018
Property Address	85 ARNOLD ST, QUINCY, MA 02169-7013
Document Number	36245-484
Book / Page	36245 / 484
Instrument	75288
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	362450486
Date	Aug 24, 2018
Instrument	36245/0486

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 85 Arnold St was $6,271, up 5.8% from the year before.

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,271.00 (+5.84%)	$543,900 (+3.46%) Land $263,900 Building $280,000	$617,975 (+13.45%)
2024	$5,925.00 (+10.03%)	$525,700 (+8.66%) Land $251,300 Building $274,400	$544,730
2023	$5,385.00	$483,800 Land $228,500 Building $255,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Arnold St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 85 Arnold St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Netafy Fixed Wireless	150 / 150

May also be available: Starry, T-Mobile.

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