85 Arlene Rd, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 85 Arlene Rd, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,333 sqft · built 1963
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jul 2024)
Tax Bill	$6,137 (2026)
Deeds & Mortgages	Mar 2024 Refinance Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P08215`

Property Details

APN / Parcel Number

Primary APN	`P08215`
Alternative APNs	`LOWE M:120 B:225 L:85` `M:000120 T:P08215`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,333 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	1,068 sqft
Basement Area	624 sqft
Unfinished Basement	182 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	P08215
Street Address	85 ARLENE RD
City	LOWELL
State	MA
Zip	01851-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	225
Legal Lot Number	85
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2003
Census Tract	311200

Owner

85 Arlene Rd is owned and occupied by two individuals who bought it in July 2024.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 ARLENE RD, LOWELL, MA 01851-1311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Dec 1, 2022	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 21, 2020	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Dec 1, 2022 · Amount on File
Deed Document Number	202420233
Deed Book / Page	38611 / 170
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	85 ARLENE RD, LOWELL, MA 01851-1311
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038376-67
Date	Mar 18, 2024
Book Page	38376/67
Instrument	6831

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2064

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 1, 2022
Property Address	85 ARLENE RD, LOWELL, MA 01851-1311
Document Number	037543-231
Book / Page	37543 / 231
Instrument Date	Nov 30, 2022
Instrument	48682
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 ARLENE RD, LOWELL, MA 01851-1311

Mortgage

Document Number	0000048685
Date	Dec 1, 2022
Instrument	48685

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	LOWELL MA
Recording Date	Jan 21, 2020
Property Address	85 ARLENE RD, LOWELL, MA 01851-1311
Document Number	33765-85
Book / Page	033765 / 000085
Instrument Date	Dec 27, 2019
Instrument	2796
Transaction Type	Foreclosure
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,053.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 OXFORD ST SOMERVILLE MA 021431608, SOMERVILLE, MA 02143-1608

Tax Assessment & Valuation

The 2026 property tax bill for 85 Arlene Rd was $6,137, up 8.7% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,137.00 (+8.68%)	$540,700 (+9.92%) Land $197,500 Building $343,200	$523,132 (+6.61%)
2025	$5,647.00 (+1.4%)	$491,900 (+5.2%) Land $184,600 Building $307,300	$490,675 (+0.41%)
2024	$5,569.00 (+4.62%)	$467,600 (+9.1%) Land $166,000 Building $301,600	$488,680
2023	$5,323.00	$428,600 Land $144,400 Building $284,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Arlene Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 85 Arlene Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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