85 Apple Rd, Boones Mill, VA 24065 Property Records

Franklin County property record for 85 Apple Rd, Boones Mill, VA 24065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,191 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Oct 2020)
Tax Bill	$2,278 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019 01-004 00`

Property Details

APN / Parcel Number

Primary APN	`019 01-004 00`
Alternative APN	`38497`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,191 sqft Living Area
Gross Area	6,475 sqft
1st Floor Area	2,915 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	399 sqft
Patio Area	336 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	38497
Street Address	85 APPLE RD
City	BOONES MILL
State	VA
Zip	24065-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	BOONES VALLEY LOT 4
Legal Subdivision	BOONES VALLEY
Legal Tract	4
Legal Lot Number	4
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1016
Census Tract	20502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cahas Mountain Rural Historic District listed 1996 · 51 contributing resources · NRIS 96000593

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

85 Apple Rd is owned and occupied by an individual who bought it in October 2020.

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	85 APPLE RD, BOONES MILL, VA 24065-4145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed, Transfer · Conventional Mortgage NAVY FCU
Mar 11, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING & TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Mar 11, 2019 · Amount on File
Deed Document Number	20208045
Deed Book / Page	1148 / 3231
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 15, 2020
Property Address	85 APPLE RD, BOONES MILL, VA 24065-4145
Document Number	0011483231
Book / Page	1148 / 3231
Instrument Date	Oct 13, 2020
Instrument	200008045
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	VIRGINIA TITLE CENTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 APPLE RD, BOONES MILL, VA 24065-4145

Mortgage

Document Number	200008046
Date	Oct 15, 2020
Instrument	200008046

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 11, 2019
Property Address	85 APPLE RD, BOONES MILL, VA 24065-4145
Document Number	0011190844
Book / Page	001119 / 000844
Instrument Date	Mar 4, 2019
Instrument	1357
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 APPLE RD BOONES MILL VA 240654145, BOONES MILL, VA 24065-4145

Mortgage

Document Number	11190846
Date	Mar 11, 2019
Book Page	001119/000846
Instrument	1358

Lender

Name	BRANCH BANKING & TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 85 Apple Rd was $2,278.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,278.00	$529,900 Land $82,000 Building $447,900	$529,900 Land $82,000 Building $447,900
2023	$2,282.00	$374,200 (-) Land $75,000 Building $299,200	$374,200 (-) Land $75,000 Building $299,200
2022		$374,200 Land $75,000 Building $299,200	$374,200 Land $75,000 Building $299,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Apple Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Apple Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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