85 Acadia Ct, Lake Forest, CA 92630 Property Records

Orange County property record for 85 Acadia Ct, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,667 sqft · built 2018
Lot Size	0.094 acres (4,098 sqft)
Owner	Individual Name on Record
Last Sale	$1,180,500 (Aug 2018)
Tax Bill	$13,804 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`612-241-46`

Property Details

APN / Parcel Number

Primary APN	`612-241-46`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,667 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,098 sqft (0.094 acres)
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	85 ACADIA CT
City	LAKE FOREST
State	CA
Zip	92630-8738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17707 BLK LOT 34
Legal Subdivision	TRACT NO 17707
Legal Tract	17707
Legal Lot Number	34
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3003
Census Tract	52423

Owner

Source: Orange County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	85 ACADIA CT, LAKE FOREST, CA 92630-8738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage THAYER FINANCIAL CORP
Oct 26, 2018	Deed of Trust, Mortgage TIAA FSB
Aug 9, 2018	Grant Deed, Transfer LOAN AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	2018291901
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 ACADIA CT, LAKE FOREST, CA 92630-8738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146741
Date	Apr 1, 2020
Instrument	2020000146741

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 ACADIA CT, LAKE FOREST, CA 92630-8738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ACADIA CT, LAKE FOREST, CA 92630-8738

Mortgage

Document Number	0000605638
Date	Oct 27, 2020
Instrument	2020000605638

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	85 ACADIA CT, LAKE FOREST, CA 92630-8738
Document Number	0000463866
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ACADIA CT LAKE FOREST CA 926308738, LAKE FOREST, CA 92630-8738

Mortgage

Document Number	0000463866
Date	Dec 12, 2018
Instrument	463866

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 9, 2018
Property Address	85 ACADIA CT, LAKE FOREST, CA 92630-8738
Document Number	0000291901
Instrument Date	Jul 11, 2018
Instrument	291901
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	WESTMINSTER TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,298.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ACADIA CT LAKE FOREST CA 926308738, LAKE FOREST, CA 92630-8738

Mortgage

Document Number	291902
Date	Aug 9, 2018
Instrument	291902

Lender

Name	LOAN AMERICA
Type	Funding / Finance Company
Address	WOODLAND HILLS, CA 91364

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,804.00 (+1.85%) Homeowner's exemption	$1,316,393 (+4.04%) Land $688,597 Building $627,796
2024	$13,553.00 (+2.42%)
2023	$13,233.00 (+1.83%) Homeowner's exemption	$1,265,277 Land $661,858 Building $603,419
2022	$12,995.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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