85 6th St N, Naples, FL 34102 Property Records

Collier County property record for 85 6th St N, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	2,241 sqft · built 1989
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Mar 2017)
Tax Bill	$19,895 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`096400 21 75A09`

Property Details

APN / Parcel Number

Primary APN	`096400 21 75A09`
Alternative APNs	`140344000020256052175` `14034400002`

Interior

Stories	2 Stories
Building Area	2,241 sqft Living Area
1st Floor Area	2,241 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Pool Area	360 sqft
Deck Area	1,253 sqft

Location & Zoning

Street Address	85 6TH ST N
City	NAPLES
State	FL
Zip	34102-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	NAPLES T 6 BLK 21 E 75FT OF N 128FT OF E 150FT
Legal Range	25
Legal Township	50
Legal Section	9
Legal Subdivision	NAPLES PLAN OF TIER 6
Legal Tract	096400
Legal Block	21
Legal Lot Number	7
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1061
Census Tract	102

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 6TH ST N, NAPLES, FL 34102-6012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Mar 24, 2017	Warranty Deed, Transfer · ARM FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017 · Amount on Record
Deed Sale	Mar 24, 2017 · Amount on Record
Prior Sale	May 23, 2003 · Amount on Record
Deed Document Number	20175382535
Deed Book / Page	5375 / 1462
Prior Transfer Date	Mar 23, 2017
Prior Transfer Doc	0053751461
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	85 6TH ST N, NAPLES, FL 34102-6012
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 6TH ST N, NAPLES, FL 34102-6012

Mortgage

Document Number	0061470578
Date	Jun 30, 2022
Book Page	6147/578
Instrument	6276122

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	85 6TH ST N, NAPLES, FL 34102-6012
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 6TH ST N, NAPLES, FL 34102-6012

Mortgage

Document Number	0059492992
Date	May 19, 2021
Book Page	5949/2992
Instrument	6061648

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 24, 2017
Property Address	85 6TH ST N, NAPLES, FL 34102-6012
Document Number	0053751462
Book / Page	5375 / 1462
Map Reference	MB1 PG8
Instrument Date	Mar 23, 2017
Instrument	5382535
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 3RD AVE S # S515, 1035, NAPLES, FL 34102-6428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1555 N ASTOR ST, CHICAGO, IL 60610-1673

Mortgage

Document Number	0005382536
Date	Mar 24, 2017
Instrument	5382536

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.37%
Index	1-Year T-Bill
Max Rate	9.37%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,297,115 (+2.7%)	$2,703,451 (-16.95%) Land $1,872,000 Building $831,451
2025	$19,895.00 (+2.44%) Homeowner's exemption	$2,236,723 (+6.22%)	$3,255,167 (-20.54%) Land $2,476,800 Building $778,367
2024	$19,422.00 (+1.53%)
2023	$19,130.00 (-2.74%) Homeowner's exemption	$2,105,713 (+3%)	$4,096,575 (+25.58%) Land $3,168,000 Building $928,575
2022	$19,668.00 Homeowner's exemption	$2,044,382	$3,262,243 Land $2,419,200 Building $843,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 334 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	366 units insured incl. 32 condo units
Nearby Flood Claims	151 (1985–2024)
Claims Outside the SFHA	11 of 151
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 56 claims Hurricane Irma, Sep 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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