McDowell County property record for 85 4th Em St, Marion, NC 28752
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,215 sqft · built 1972 |
| Lot Size | 0.218 acres (9,516 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Sep 2022) |
| Tax Bill | $643 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1711-09-26-0285 |
| Primary APN | 1711-09-26-0285 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,215 sqft Heated Area |
| Basement Area | 1,215 sqft |
| Unfinished Basement | 1,215 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,516 sqft (0.218 acres) |
| Lot Dimensions | 122 ft deep x 78 ft wide |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 78626 |
|---|---|
| Street Address | 85 4TH EM ST |
| City | MARION |
| State | NC |
| Zip | 28752-5326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 110 MARION MFG.CO.S/DPB2-48 |
| Legal Subdivision | MARION MFG.CO.SD |
| Legal Lot Number | 110 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970400 |
85 4th Em St is owned by an individual who bought it in September 2022.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 168 CHRISTOPHER RD, MARION, NC 28752-8083 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Dec 14, 2021 | Deed of Trust, Mortgage · Line of Credit MCDOWELL CORNERSTONE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on File |
| Deed Sale | Sep 30, 2022 · Amount on File |
| Deed Document Number | 2022005781 |
| Deed Book / Page | 1414 / 706 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 30, 2022 |
| Property Address | 85 4TH EM ST, MARION, NC 28752-5326 |
| Document Number | 0014140706 |
| Book / Page | 1414 / 706 |
| Map Reference | MB 2 PG 48 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 2022005781 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 168 CHRISTOPHER RD, 168, MARION, NC 28752-8083 |
| Name | Verified Name |
|---|---|
| Address | 85 4TH EM ST, MARION, NC 28752-5326 |
| Document Number | 2022005782 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022005782 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 85 4TH EM ST, MARION, NC 28752-5326 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013800832 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 1380/832 |
| Instrument | 2021008002 |
| Name | MCDOWELL CORNERSTONE CU |
|---|---|
| Type | Credit Union |
| Address | MARION, NC 28752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 85 4th Em St was $643.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $643.00 | $107,680 Land $25,000 Building $82,680 | |
| 2023 | $643.00 | $107,680 Land $25,000 Building $82,680 | $107,680 Land $25,000 Building $82,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 4th Em St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 4th Em St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARION serves 9,362 people · EPA ID NC0156010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures