85 3rd St, Providence, RI 02906 Property Records

Providence City property record for 85 3rd St, Providence, RI 02906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,372 sqft · built 1900
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Jul 2025)
Tax Bill	$5,329 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jul 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:73 L:170`

Property Details

APN / Parcel Number

Primary APN	`PROV M:73 L:170`
Alternative APNs	`P:0730170 L:0000` `34319`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area
Gross Area	2,937 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	34319
Street Address	85 3RD ST
City	PROVIDENCE
State	RI
Zip	02906-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	170
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3003
Census Tract	3300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Summit Historic District listed 2003 · 154 contributing resources · NRIS 03000495

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Providence City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 3RD ST, PROVIDENCE, RI 02906-2728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Deed of Trust, Mortgage PETER W GETSINGER
Jul 14, 2025	Warranty Deed, Transfer NAVIGANT CREDIT UNION
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTAR MORTAGE INC
Nov 28, 2017	Warranty Deed, Transfer Quitclaim
May 24, 2017	Warranty Deed, Transfer HOMESTAR FINANCIAL CORP
Jan 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Book / Page	14468 / 335
Transfer Doc	11893-1
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	85 3RD ST, PROVIDENCE, RI 02906-2728
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014437-178
Date	Jun 6, 2025
Book Page	14437/178
Instrument	2025392634

Lender

Name	PETER W GETSINGER

Agreement

Amount	Amount Recorded

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jul 14, 2025
Property Address	85 3RD ST, PROVIDENCE, RI 02906-2728
Document Number	014468-335
Book / Page	14468 / 335
Instrument Date	Jul 14, 2025
Instrument	2025395302
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 3RD ST, PROVIDENCE, RI 02906-2728

Mortgage

Document Number	2025395303
Date	Jul 14, 2025
Instrument	2025395303

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	85 3RD ST, PROVIDENCE, RI 02906-2728
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12845-37
Date	Sep 22, 2020
Book Page	12845/37
Instrument	2020265491

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Nov 28, 2017
Property Address	85 3RD ST, PROVIDENCE, RI 02906-2728
Document Number	11893-1
Book / Page	011893 / 000001
Instrument Date	Nov 27, 2017
Instrument	186602
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 3RD ST PROVIDENCE RI 029062728, PROVIDENCE, RI 02906-2728

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	May 24, 2017
Property Address	85 3RD ST, PROVIDENCE, RI 02906-2728
Document Number	11725-158
Book / Page	11725 / 158
Instrument	172095
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	117250160
Date	May 24, 2017
Instrument	11725/0160

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jan 9, 2017
Property Address	85 3RD ST, PROVIDENCE, RI 02906-2728
Document Number	11611-135
Book / Page	011611 / 000135
Instrument Date	Jan 4, 2017
Instrument	161805
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,329.00 (-37.17%)	$634,400 (+37.26%) Land $370,300 Building $264,100
2023	$8,481.00 (+3.09%)	$462,200 (-) Land $249,500 Building $212,700
2022	$8,227.00	$462,200 Land $249,500 Building $212,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 915 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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