85 38th Ave NW, Hickory, NC 28601 Property Records

Catawba County property record for 85 38th Ave NW, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,333 sqft · built 1975
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Oct 2020)
Tax Bill	$1,243 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3704-08-97-8878`

Property Details

APN / Parcel Number

Primary APN	`3704-08-97-8878`
Alternative APN	`0062125`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,333 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	936 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	209 ft deep x 103 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	70 sqft
Patio Area	473 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	85 38TH AVE NW
City	HICKORY
State	NC
Zip	28601-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 12 PLAT 14-144
Legal Subdivision	PITTS PARK
Legal Lot Number	12
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	1
Census Block	1015
Census Tract	10502

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	85 38TH AVE NW, HICKORY, NC 28601-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Jul 18, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	2020266
Deed Book / Page	3603 / 1876
Prior Transfer Date	May 15, 2007
Prior Transfer Doc	0028361761
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	85 38TH AVE NW, HICKORY, NC 28601-8021
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039841000
Date	Dec 1, 2025
Book Page	3984/1000
Instrument	23494

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Oct 2, 2020
Property Address	85 38TH AVE NW, HICKORY, NC 28601-8021
Document Number	0036031876
Book / Page	3603 / 1876
Map Reference	MB 14 PG 144
Instrument Date	Sep 28, 2020
Instrument	20266
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1941 20TH AVENUE DR NE APT 59, 1941, HICKORY, NC 28601-0588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 38TH AVE NW, HICKORY, NC 28601-8021

Mortgage

Document Number	0000020267
Date	Oct 2, 2020
Instrument	20267

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jul 18, 2017
Property Address	85 38TH AVE NW, HICKORY, NC 28601-8021
Document Number	0034081130
Book / Page	03408 / 1130
Map Reference	MB14 PG144
Instrument Date	Jun 20, 2017
Instrument	12147
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2604 WHITE RD, 2604, WILMINGTON, NC 28411-6188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 38TH AVE NW, HICKORY, NC 28601-8021

Mortgage

Document Number	0000012148
Date	Jul 18, 2017
Instrument	12148

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	Annually
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,800 (-) Land $45,000 Building $266,800
2025	$1,243.00 (-53.29%)	$311,800 (-) Land $45,000 Building $266,800
2024	$2,661.00
2023	$2,661.00	$311,800 Land $45,000 Building $266,800	$311,800 Land $45,000 Building $266,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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