85 2nd Ave, Albany, NY 12202 Property Records

Albany County and Albany City property record for 85 2nd Ave, Albany, NY 12202

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1890
Lot Size0.046 acres (2,025 sqft)
OwnerIndividual Name on Record
Tax Bill$2,994 (2026)
Deeds & MortgagesNov 2025 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN010100 76.64-5-51

Property Details

APN / Parcel Number

Primary APN010100 76.64-5-51
Alternative APNs
  • 010007606400050510000000
  • 07606400050510000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area704 sqft
Upper Floors Area352 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area2,025 sqft (0.046 acres)
Lot Dimensions81 ft deep x 25 ft wide
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number07606400050510000000
Street Address85 2ND AVE
CityALBANY
StateNY
Zip12202-1241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2A
Legal Description1 1/2 COMP BRK-WD & 1 CAR WD GAR 0206415
Legal Block5
Legal Lot Number51.000
JurisdictionALBANY NY
Township / Civil DivisionALBANY
Census Block Group3
Census Block3001
Census Tract2600

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address158 EASTVIEW DR APT 8, 8, WATERVLIET, NY 12189
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · VA Mortgage
WINTRUST MORTGAGE
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2025
Deed SaleMar 11, 2025
Prior SaleJul 13, 2021 · Amount on Record
Deed Document Number20254327
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address85 2ND AVE, ALBANY, NY 12202-1241
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 2ND AVE, ALBANY, NY 12202-1241

Mortgage

Document Number0000000984
DateNov 18, 2025
InstrumentR2025-20984
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address85 2ND AVE, ALBANY, NY 12202-1241
Transaction TypeMortgage
Record UpdatedAug 23, 2021
Title CompanyMARKET TITLE SERVICES LLC, KARKET TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000744
DateJul 13, 2021
InstrumentR2021-20744
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityAlbany City
Unified School DistrictAlbany City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,994.00 (-5.79%) Veteran's exemption
2025$3,178.00 (+96.05%) Veteran's exemption$121,000 (+116.07%) Land $24,200 Building $96,800$126,042 (+59.42%) Land $25,208 Building $100,834
2023$56,000 (-) Land $11,000 Building $45,000$79,063 (+12.55%) Land $15,530 Building $63,533
2022$56,000 Land $11,000 Building $45,000$70,246 Land $13,798 Building $56,448
2021$1,621.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBANY CITY
serves 98,000 people · EPA ID NY0100189
Water SourceSurface water
Last State InspectionDec 2025
Lead13 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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