Monroe County property record for 85 1st Ct, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1969 |
| Lot Size | 0.086 acres (3,735 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $84,000 (Sep 2010) |
| Tax Bill | $2,599 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00460460-000000 |
| Primary APN | 00460460-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Concrete |
| Lot Area | 3,735 sqft (0.086 acres) |
| Lot Dimensions | 83 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 672 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1563951 |
|---|---|
| Street Address | 85 1ST CT |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2602 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | BK 11 LT 9 KEY LARGO TRAILER VILLAGE FIRST ADDITION KEY LARGO PB5-55 OR420-73 OR915-2372 OR1289-1514/15 OR1415-884 OR1415-885 OR1415-886 OR1427-451C OR2124-1590/91 OR2481-1607R/S |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 21 |
| Legal Subdivision | KEY LARGO TRAILER VILLAGE 1ST ADD |
| Legal Block | 11 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
85 1st Ct, a mobile home, is owned and occupied by two individuals who bought it in September 2010.
Source: Monroe County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 1ST CT, KEY LARGO, FL 33037-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2010 · Amount on File |
| Deed Sale | Sep 1, 2010 · Amount on File |
| Prior Sale | Jun 20, 2005 · Amount on File |
| Deed Document Number | 20101804162 |
| Deed Book / Page | 2481 / 1607 |
| Transfer Doc | 1415000885 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 85 1st Ct was $2,599, down 1.4% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,599.00 (-1.44%) | $315,686 Land $247,070 Building $68,616 | $315,686 Land $247,070 Building $68,616 |
| 2024 | $2,637.00 (+12.64%) | ||
| 2023 | $2,341.00 (+13.31%) | $251,787 (+24.98%) Land $204,977 Building $46,810 | $251,787 (+24.98%) Land $204,977 Building $46,810 |
| 2022 | $2,066.00 | $201,458 Land $154,648 Building $46,810 | $201,458 Land $154,648 Building $46,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 1st Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 147 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 151 units insured incl. 4 condo units |
| Nearby Flood Claims | 160 (1979–2022) |
| Claims Outside the SFHA | 3 of 160 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 1st Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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