85 12th Ave, Shalimar, FL 32579 Property Records

Okaloosa County property record for 85 12th Ave, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,707 sqft · built 1979
Lot Size	0.195 acres (8,478 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,000 (Nov 2024)
Tax Bill	$3,493 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-3823-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-3823-8`
Alternative APNs	`05-2S-23-0000-0001-0260` `23S205000000010260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,707 sqft Living Area
Gross Area	2,474 sqft
1st Floor Area	1,707 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	8,478 sqft (0.195 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	441 sqft
Porch	Open/Unfinished Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85 12TH AVE
City	SHALIMAR
State	FL
Zip	32579-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1950 FT W NE COR SEC W80 FT S105.81 FT E80 FT N105.87 FT TO BEG OR
Legal Range	23W
Legal Township	02S
Legal Section	05
Legal Block	1
Legal Lot Number	260
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1009
Census Tract	21502

Owner

Source: Okaloosa County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	501 GULF SHORE DR, 9, DESTIN, FL 32541-3052
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 16, 2022	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME LNDG
Nov 21, 2018	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Oct 4, 2018	Grant Deed, Transfer OTHER
Sep 24, 2018	Warranty Deed, Transfer OTHER
Feb 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	May 16, 2022 · Amount on Record
Deed Document Number	20243722941
Prior Transfer Date	Feb 2, 2018
Prior Transfer Doc	0033360670
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	85 12TH AVE, SHALIMAR, FL 32579-1452
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 12TH AVE, SHALIMAR, FL 32579-1452
Investor	Possibly a Property Investor

Mortgage

Document Number	0035822359
Date	Oct 25, 2021
Book Page	3582/2359
Instrument	3499328

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 16, 2022
Property Address	85 12TH AVE, SHALIMAR, FL 32579-1452
Document Number	0036220904
Book / Page	3622 / 904
Instrument Date	May 13, 2022
Instrument	3550484
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 GONZALES ST, EL PASO, TX 79907-6616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 12TH AVE, SHALIMAR, FL 32579-1452

Mortgage

Document Number	0003622906
Date	May 16, 2022
Instrument	3622/906

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	85 12TH AVE, SHALIMAR, FL 32579-1452
Document Number	0034204620
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 12TH AVE SHALIMAR FL 325791452, SHALIMAR, FL 32579-1452

Mortgage

Document Number	0034204620
Date	Sep 25, 2019
Book Page	003420/004620
Instrument	3307300

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 21, 2018
Property Address	85 12TH AVE, SHALIMAR, FL 32579-1452
Document Number	0033753668
Book / Page	003375 / 003668
Instrument Date	Nov 16, 2018
Instrument	3244540
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 12TH AVE SHALIMAR FL 325791452, SHALIMAR, FL 32579-1452

Mortgage

Document Number	33753670
Date	Nov 21, 2018
Book Page	003375/003670
Instrument	3244541

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 4, 2018
Property Address	85 12TH AVE, SHALIMAR, FL 32579-1452
Document Number	0033700569
Book / Page	003370 / 000569
Instrument Date	Oct 1, 2018
Instrument	3236166
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$945.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 KELLY PLANTATION DR #1208 DESTIN FL 325418470, 1208, DESTIN, FL 32541-8470

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 24, 2018
Property Address	85 12TH AVE, SHALIMAR, FL 32579-1452
Document Number	0033682015
Book / Page	003368 / 002015
Instrument Date	Sep 12, 2018
Instrument	3233667
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$546.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1506 KRUSE DR FORT WALTON BEACH FL 325471044, FORT WALTON BEACH, FL 32547-1044
Investor	Possibly a Property Investor

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 5, 2018
Property Address	85 12TH AVE, SHALIMAR, FL 32579-1452
Document Number	0033360670
Book / Page	003336 / 000670
Instrument Date	Jan 14, 2015
Instrument	3186826
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 12TH AVE SHALIMAR FL 325791452, SHALIMAR, FL 32579-1452

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,493.00 (+7.05%)	$284,797 (+8.03%) Land $72,347 Building $212,450	$284,797 (+8.03%) Land $72,347 Building $212,450
2023	$3,263.00 (+95.39%)	$263,633 (+52.31%) Land $58,203 Building $205,430	$263,633 (+6.57%) Land $58,203 Building $205,430
2022	$1,670.00 Homeowner's exemption Disabled Person's exemption	$173,090	$247,378 Land $54,396 Building $192,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	142 (1979–2020)
Claims Outside the SFHA	55 of 142
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 9 claims Hurricane Frances, Sep 2004 · 47 claims Hurricane Opal, Oct 1995 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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