8499 Monte Dr, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 8499 Monte Dr, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,856 sqft · built 1979
Lot Size	0.467 acres (20,386 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (May 2019)
Tax Bill	$11,446 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`603-0005-0151-00`

Property Details

APN / Parcel Number

Primary APN	`603-0005-0151-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,856 sqft Living Area
1st Floor Area	1,569 sqft
2nd Floor Area	1,287 sqft
Basement Area	1,449 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	20,386 sqft (0.467 acres)
Lot Dimensions	158 ft deep x 137 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft
Patio Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8499 MONTE DR
City	MONTGOMERY
State	OH
Zip	45242-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE DR 137.12 X 158.64 IRR LOT 58 SWAIM GOLF CLUB SUB BL D
Legal Subdivision	SWAIM GOLF CLUB SUB
Legal Block	D
Legal Lot Number	58
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1007
Census Tract	23902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8499 MONTE DR, MONTGOMERY, OH 45242-6322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Sep 7, 2022	Transfer on Death Deed, Transfer
May 9, 2019	Warranty Deed, Transfer KEMBA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019 · Amount on Record
Deed Sale	May 9, 2019 · Amount on Record
Prior Sale	Aug 19, 2003 · Amount on Record
Deed Document Number	2019-0035649
Deed Book / Page	13914 / 01107
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8499 MONTE DR, MONTGOMERY, OH 45242-6322
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8499 MONTE DR, MONTGOMERY, OH 45242-6322

Mortgage

Document Number	0000094746
Date	Oct 6, 2022
Book Page	14767/2462
Instrument	2022-0094746

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8499 MONTE DR, MONTGOMERY, OH 45242-6322
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057401
Date	May 7, 2021
Book Page	14413/2802
Instrument	2021-0057401

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 7, 2022
Property Address	8499 MONTE DR, MONTGOMERY, OH 45242-6322
Document Number	0000085397
Book / Page	14746 / 190
Map Reference	MB 216 PG 64&65
Instrument Date	Aug 31, 2022
Instrument	2022-0085397
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 9, 2019
Property Address	8499 MONTE DR, MONTGOMERY, OH 45242-6322
Document Number	0000035649
Book / Page	013914 / 001107
Instrument Date	May 8, 2019
Instrument	35649
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	SAFETITLE AGENCY INC, SAFETITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8499 MONTE DR MONTGOMERY OH 452426322, MONTGOMERY, OH 45242-6322

Mortgage

Document Number	35650
Date	May 9, 2019
Book Page	013914/001109
Instrument	35650

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,446.00 (+2.38%)	$223,766 (-) Land $46,200 Building $177,566
2024	$11,180.00 (-0.57%)	$223,766 (-) Land $46,200 Building $177,566
2023	$11,244.00 (-12.57%)	$223,766 (+4.81%) Land $46,200 Building $177,566	$639,330 (+4.81%) Land $132,000 Building $507,330
2022	$12,861.00 Homeowner's exemption	$213,500 Land $49,140 Building $164,360
2020			$610,000 Land $140,400 Building $469,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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