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8498 Lake Dr, Cedar Hill, MO 63016 Property Records

Jefferson County property record for 8498 Lake Dr, Cedar Hill, MO 63016

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,008 sqft · built 1979
Lot Size0.416 acres (18,127 sqft)
OwnerIndividual Name on File
Last Sale$191,719 (Sep 2024)
Tax Bill$1,248 (2025)
Deeds & MortgagesOct 2018 Mortgage
Mar 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN131.002.01002015

Property Details

APN / Parcel Number

Primary APN131.002.01002015

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area18,127 sqft (0.416 acres)
Lot Dimensions160 ft deep x 80 ft wide
Garage TypeDetached
Garage Area400 sqft
Patio Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address8498 LAKE DR
CityCEDAR HILL
StateMO
Zip63016-3811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR09
Legal DescriptionLAKE ADELLE 1 LOT 58
Legal Range3E
Legal Township41N
Legal Section02
Legal SubdivisionLAKE ADELLE 1
Legal Block1
Legal Lot Number58
JurisdictionJEFFERSON MO
Township / Civil DivisionBIG RIVER
Census Block Group1
Census Block1052
Census Tract701102

Owner

8498 Lake Dr is owned and occupied by an individual who bought it in September 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address8498 LAKE DR, CEDAR HILL, MO 63016-3811
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2018Warranty Deed, Subdivision Related Transfer
GUILD MTG
Mar 16, 2018Trustee's Deed, Foreclosure
STE GENEVIEVE COUNTY ABSTRACT COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2024 · Amount on File
Deed SaleSep 25, 2024 · Amount on File
Prior SaleOct 11, 2018 · Amount on File
Deed Document Number202424082
Prior Transfer DateSep 21, 2001
Prior Transfer Doc1123001625
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateOct 11, 2018
Property Address8498 LAKE DR, CEDAR HILL, MO 63016-3811
Document Number0000031130
Instrument DateSep 27, 2018
Instrument31130
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 1, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8498 LAKE DR CEDAR HILL MO 630163811, CEDAR HILL, MO 63016-3811

Mortgage

Document Number31131
DateOct 11, 2018
Instrument31131
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
AmountAmount on Record
Term360 Months
DueOct 10, 2048

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionJEFFERSON MO
Recording DateMar 16, 2018
Property Address8498 LAKE DR, CEDAR HILL, MO 63016-3811
Document Number0000007993
Instrument DateJan 31, 2018
Instrument7993
Transaction TypeForeclosure
Record UpdatedApr 16, 2018
Title CompanySTE GENEVIEVE COUNTY ABSTRACT COMPANY

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13476 HIGHWAY 32 SAINTE GENEVIEVE MO 636708303, SAINTE GENEVIEVE, MO 63670-8303

Tax Assessment & Valuation

The 2025 property tax bill for 8498 Lake Dr was $1,248.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictGrandview R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,400 (-) Land $1,300 Building $15,100$86,500 Land $6,900 Building $79,600
2025$1,248.00$16,400 Land $1,300 Building $15,100
2024$86,500 (+7.59%) Land $6,900 Building $79,600
2023$1,174.00$15,300 Land $1,300 Building $14,000$80,400 Land $6,900 Building $73,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8498 Lake Dr in Zone X, an area of minimal flood risk, though there have been 146 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims146 (1979–2024)
Claims Outside the SFHA17 of 146
Most Recent ClaimNov 2024 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2009 · 12 claims
  • Severe Storms, Tornadoes And Flooding, Mar 2006 · 11 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8498 Lake Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE ADELLE SUBD
private · serves 380 people · EPA ID MO6036077
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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