Calaveras County property record for 8497 Cave City Rd, Mountain Ranch, CA 95246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1987 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (May 2009) |
| Tax Bill | $2,901 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-012-003-000 |
| Primary APN | 036-012-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 108,900 sqft |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 036-012-003 |
|---|---|
| Street Address | 8497 CAVE CITY RD |
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246-9647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SIERRA MEADOWS SUBD 1 TRACT 217LOT 12 |
| Legal Subdivision | SIERRA MEADOWS SUBD |
| Legal Tract | 217 |
| Legal Lot Number | 12 |
| Legal Unit | 1 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | SAN ANDREAS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 302 |
8497 Cave City Rd is owned and occupied by an individual who bought it in May 2009.
Source: Calaveras County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 226, MOUNTAIN RANCH, CA 95246-0226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2009 · Amount on File |
| Deed Sale | May 1, 2009 · Amount on File |
| Prior Sale | Nov 17, 2008 · Amount on File |
| Deed Document Number | 20095414 |
| Prior Transfer Date | Mar 3, 2006 |
| Prior Transfer Doc | 0000006258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 8497 CAVE CITY RD, MOUNTAIN RANCH, CA 95246-9647 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 8497 CAVE CITY RD, MOUNTAIN RANCH, CA 95246-9647 |
| Document Number | 0000007229 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021-007229 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 8497 Cave City Rd was $2,901 with a homeowner's exemption.
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $223,280 (+2%) Land $118,208 Building $105,072 | |
| 2025 | $2,901.00 Homeowner's exemption | $218,903 Land $115,891 Building $103,012 |
| 2023 | $2,849.00 (+7.88%) Homeowner's exemption | $210,405 Land $111,392 Building $99,013 |
| 2022 | $2,641.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8497 Cave City Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8497 Cave City Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Conifer Communications.
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