8496 Harmony Rd, Denton, MD 21629 Property Records

Caroline County property record for 8496 Harmony Rd, Denton, MD 21629

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1993
Lot Size	4.87 acres (212,137 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-014754`

Property Details

APN / Parcel Number

Primary APN	`03-014754`
Alternative APNs	`3014754` `014754`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	212,137 sqft (4.87 acres)

Exterior Amenities

Porch	Slab
Porch Area	324 sqft
Shed	1 Shed
Shed Area	1,620 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	014754
Street Address	8496 HARMONY RD
City	DENTON
State	MD
Zip	21629-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	4.87 AC MD RTE 16 S OF DENTON
Jurisdiction	CAROLINE MD
Township / Civil Division	3, DENTON
Census Block Group	1
Census Block	1051
Census Tract	955301

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8496 HARMONY RD, DENTON, MD 21629-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2008
Deed Sale	Dec 11, 2008
Prior Sale	Jan 16, 2008 · Amount on Record
Deed Document Number	200880998
Deed Book / Page	837 / 584
Prior Transfer Date	Nov 26, 2008
Prior Transfer Doc	0008370584
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	8496 HARMONY RD, DENTON, MD 21629-2413
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017740243
Date	Feb 27, 2026
Book Page	1774/243

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	8496 HARMONY RD, DENTON, MD 21629-2413
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014640094
Date	Jan 22, 2021
Book Page	1464/94

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,267 (+4.69%)	$322,800 (+14.06%) Land $103,600 Building $219,200
2025	$3,150.00 (+14.84%)	$283,000 (+12.66%) Land $97,900 Building $185,100	$283,000 (-) Land $97,900 Building $185,100
2023	$2,743.00	$251,200	$283,000 Land $97,900 Building $185,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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