8495 E Otero Ln, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 8495 E Otero Ln, Centennial, CO 80112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,630 sqft · built 1981
Lot Size	0.376 acres (16,379 sqft)
Owner	Company Name on Record
Last Sale	$267,500 (Jul 1998)
Tax Bill	$5,757 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2075-33-4-08-038`

Property Details

APN / Parcel Number

Primary APN	`2075-33-4-08-038`
Alternative APNs	`031930588` `31930588` `930588`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,630 sqft Living Area
Gross Area	4,753 sqft
1st Floor Area	1,486 sqft
2nd Floor Area	1,144 sqft
Basement Area	1,176 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	16,379 sqft (0.376 acres)
Lot Dimensions	112 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	837 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	240 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031930588
Street Address	8495 E OTERO LN
City	CENTENNIAL
State	CO
Zip	80112-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 066709 SUBDIVISIONNAME WILLOW CREEK 10TH FLG BLOCK 003 LOT 037 LOT 37 BLK 3 WILLOW CREEK 10TH FLG
Legal Range	67W
Legal Township	5S
Legal Section	33
Legal Quarter	4
Legal Subdivision	WILLOW CREEK 10TH FLG
Legal Block	003,3
Legal Lot Number	37
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	3
Census Block	3006
Census Tract	6709

Owner

Source: Arapahoe County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8495 E OTERO LN, CENTENNIAL, CO 80112-3315
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Jan 29, 2019	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 1998 · Amount on Record
Deed Sale	Jul 6, 1998 · Amount on Record
Prior Sale	Jun 15, 1991
Deed Document Number	1998102002
Prior Transfer Date	Feb 1, 1980
Prior Transfer Doc	3178000416
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jul 31, 2026
Property Address	8495 E OTERO LN, CENTENNIAL, CO 80112-3315
Document Number	0000053263
Instrument Date	Jul 29, 2026
Instrument	202653263
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8495 E OTERO LN, CENTENNIAL, CO 80112-3315

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	8495 E OTERO LN, CENTENNIAL, CO 80112-3315
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1162367
Date	Oct 25, 2021
Instrument	E1162367

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	8495 E OTERO LN, CENTENNIAL, CO 80112-3315
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8495 E OTERO LN, CENTENNIAL, CO 80112-3315

Mortgage

Document Number	00E1132025
Date	Aug 24, 2021
Instrument	E1132025

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	8495 E OTERO LN, CENTENNIAL, CO 80112-3315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D8118304
Date	Dec 4, 2018
Instrument	D8118304

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	8495 E OTERO LN, CENTENNIAL, CO 80112-3315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0051282
Date	Apr 29, 2020
Instrument	E0051282

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	8495 E OTERO LN, CENTENNIAL, CO 80112-3315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8495 E OTERO LN, CENTENNIAL, CO 80112-3315

Mortgage

Document Number	00E0137726
Date	Oct 13, 2020
Instrument	E0137726

Lender

Name	UMB BANK NA
Type	Bank
Address	DENVER, CO 80207

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	8495 E OTERO LN, CENTENNIAL, CO 80112-3315
Document Number	00D9010657
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8495 E OTERO LN CENTENNIAL CO 801123315, CENTENNIAL, CO 80112-3315

Mortgage

Document Number	00D9010657
Date	Feb 6, 2019
Instrument	D9010657

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 5, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,015 (-1.2%)	$761,400 (-) Land $310,000 Building $451,400
2025	$5,757.00 (-1.76%)	$47,588 (-11.23%)	$761,400 (-10.96%) Land $310,000 Building $451,400
2024	$5,860.00 (+31.24%)
2023		$53,607	$855,100 Land $310,000 Building $545,100
2021	$4,465.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2001–2007)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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