8495 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8495 Duffield Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,200 sqft · built 1971
Lot Size	0.604 acres (26,310 sqft)
Owner	Individual Name on File
Tax Bill	$688 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-20-552-008`

Property Details

APN / Parcel Number

Primary APN	`10-20-552-008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Lot Area	26,310 sqft (0.604 acres)
Lot Dimensions	214 ft deep x 123 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8495 DUFFIELD RD
City	GAINES
State	MI
Zip	48436-9795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 8 LAWRENCE PLAT
Legal Subdivision	LAWRENCE PLAT
Legal Lot Number	8
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2003
Census Tract	12801

Owner

Source: Genesee County records · APN 10-20-552-008

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8495 DUFFIELD RD, GAINES, MI 48436-9795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU
May 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8495 DUFFIELD RD, GAINES, MI 48436-9795
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8495 DUFFIELD RD, GAINES, MI 48436-9795

Mortgage

Document Number	0000075823
Date	Dec 13, 2022
Instrument	202212130075823

Lender

Name	SECURITY CU
Type	Credit Union
Address	HOLLY, MI 48442

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 05, 2037

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8495 DUFFIELD RD, GAINES, MI 48436-9795
Document Number	0000068832
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 08, 2018
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8495 DUFFIELD RD GAINES MI 484369795, GAINES, MI 48436-9795

Mortgage

Document Number	0000068832
Date	May 29, 2018
Instrument	68832

Lender

Name	SECURITY CU
Address	HOLLY, MI 48442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2033

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$688.00 (-68.63%) Homeowner's exemption	$84,100 (+6.46%)	$168,200 (+6.46%)
2024	$2,193.00 (+40.49%)
2023		$79,000	$158,000
2019	$1,561.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Based on FCC filings for 40 locations within half a mile of this property.

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