8495 Chi St, La Mesa, CA 91942 Property Records

San Diego County property record for 8495 Chi St, La Mesa, CA 91942

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,754 sqft · built 1957
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$650,000 (Aug 2005)
Tax Bill	$11,456 (2025)
Deeds & Mortgages	Jun 2023 Transfer Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`490-186-01-00`

Property Details

APN / Parcel Number

Primary APN	`490-186-01-00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Building Area	1,754 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8495 CHI ST
City	LA MESA
State	CA
Zip	91942-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 166 TR 003499
Legal Subdivision	HIGHLAND VILLAGE
Legal Tract	003499
Legal Block	2
Legal Lot Number	166
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	15001

Owner

8495 Chi St is owned by a company that bought it in August 2005 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	8495 CHI ST, LA MESA, CA 91942-2849
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Intrafamily Transfer, Transfer
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LNDG
Apr 6, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2005 · Amount on File
Deed Sale	Aug 11, 2005 · Amount on File
Prior Sale	Jul 15, 1996 · Amount on File
Deed Document Number	2005690178
Prior Transfer Date	Jul 27, 2005
Prior Transfer Doc	0000690179
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2023
Property Address	8495 CHI ST, LA MESA, CA 91942-2849
Document Number	0000144939
Map Reference	MAP 13503
Instrument Date	May 23, 2023
Instrument	2023-0144939
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8495 CHI ST, LA MESA, CA 91942-2849

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8495 CHI ST, LA MESA, CA 91942-2849
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8495 CHI ST, LA MESA, CA 91942-2849

Mortgage

Document Number	0000438297
Date	Nov 16, 2022
Instrument	2022-0438297

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8495 CHI ST, LA MESA, CA 91942-2849
Document Number	0000192013
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8495 CHI ST LA MESA CA 919422849, LA MESA, CA 91942-2849

Mortgage

Document Number	0000192013
Date	Apr 15, 2020
Instrument	192013

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8495 CHI ST, LA MESA, CA 91942-2849
Document Number	0000148804
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8495 CHI ST LA MESA CA 919422849, LA MESA, CA 91942-2849

Mortgage

Document Number	0000148804
Date	Apr 13, 2018
Instrument	148804

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8495 Chi St was $11,456 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$905,963 (+2%) Land $418,137 Building $487,826
2025	$11,456.00 Homeowner's exemption	$888,200 Land $409,939 Building $478,261
2023	$9,984.00 (+3.98%) Homeowner's exemption	$785,000 Land $354,000 Building $431,000
2022	$9,602.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8495 Chi St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8495 Chi St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Chi St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures