8495 116th Ave, West Olive, MI 49460 Property Records

Ottawa County property record for 8495 116th Ave, West Olive, MI 49460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1971
Lot Size	0.843 acres (36,721 sqft)
Owner	Individual Name on Record
Last Sale	$93,600 (Oct 2011)
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-12-10-100-005`

Property Details

APN / Parcel Number

Primary APN	`70-12-10-100-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Lot Area	36,721 sqft (0.843 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8495 116TH AVE
City	WEST OLIVE
State	MI
Zip	49460-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART OF SE 1/4 OF NW 1/4 COM NE COR, TH W 20871 FT, S 20871 FT, E 20871 FT, N 20871 FT TO BEG SEC 10 T6N R15W 1 A
Legal Range	15W
Legal Township	06N
Legal Section	10
Legal Block	100
Jurisdiction	OTTAWA MI
Township / Civil Division	OLIVE
Census Block Group	2
Census Block	2022
Census Tract	22001

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8495 116TH AVE, WEST OLIVE, MI 49460-9662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage GROUP FINANCIAL
Feb 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HALL FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2011 · Amount on Record
Deed Sale	Oct 14, 2011 · Amount on Record
Prior Sale	Oct 20, 2003 · Amount on Record
Deed Document Number	201136266
Last Transfer Date	Feb 3, 2021
Transfer Doc	20210007582
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Jul 30, 2026
Property Address	8495 116TH AVE, WEST OLIVE, MI 49460-9662
Document Number	0000023220
Instrument Date	Jul 25, 2026
Instrument	202623220
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8495 116TH AVE, WEST OLIVE, MI 49460-9662

Mortgage

Document Number	0000023220,
Date	Jul 30, 2026
Instrument	202623220

Lender

Name	GROUP FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Feb 9, 2021
Property Address	8495 116TH AVE, WEST OLIVE, MI 49460-9662
Document Number	20210007582
Instrument Date	Feb 3, 2021
Instrument	2021-0007582
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8495 116TH AVE, WEST OLIVE, MI 49460-9662

Mortgage

Document Number	20210007583
Date	Feb 9, 2021
Instrument	2021-0007583

Lender

Name	HALL FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Olive Township
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,400 (+4.46%)	$224,800 (+4.46%)
2025	$1,832.00 (+16.61%) Homeowner's exemption	$107,600 (+25.7%)	$215,200 (+25.7%)
2023		$85,600	$171,200
2022	$1,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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