8491 Summitridge Dr, Cincinnati, OH 45255 Property Records

Hamilton County property record for 8491 Summitridge Dr, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,924 sqft · built 1967
Lot Size	0.237 acres (10,324 sqft)
Owner	Owner Name on File
Last Sale	$139,400 (Aug 1998)
Tax Bill	$6,329 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500-0043-0132-00`

Property Details

APN / Parcel Number

Primary APN	`500-0043-0132-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	925 sqft
2nd Floor Area	999 sqft
Basement Area	925 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8491 SUMMITRIDGE DR
City	CINCINNATI
State	OH
Zip	45255-2670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMITHILLS DR 80 X 130 IRR LOT 528 SUMMIT ESTATES SUB BLK H PT 3
Legal Subdivision	SUMMIT ESTATES
Legal Block	H
Legal Lot Number	528
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2007
Census Tract	25102

Owner

The current owner of 8491 Summitridge Dr bought it in August 1998.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	8491 SUMMITRIDGE DR, CINCINNATI, OH 45255-2670
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Dec 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK

Assessor's Deed Record

Last Sale	Aug 21, 1998 · Amount on File
Deed Sale	Aug 21, 1998 · Amount on File
Prior Sale	Aug 21, 1998 · Amount on File
Deed Document Number	850290
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8491 SUMMITRIDGE DR, CINCINNATI, OH 45255-2670
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043335
Date	Jun 23, 2023
Book Page	14943/1573
Instrument	2023-0043335

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8491 SUMMITRIDGE DR, CINCINNATI, OH 45255-2670
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8491 SUMMITRIDGE DR, CINCINNATI, OH 45255-2670

Mortgage

Document Number	0000114231
Date	Dec 19, 2022
Book Page	14816/576
Instrument	2022-0114231

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2043

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8491 SUMMITRIDGE DR, CINCINNATI, OH 45255-2670
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8491 SUMMITRIDGE DR, CINCINNATI, OH 45255-2670

Mortgage

Document Number	0000102053
Date	Oct 5, 2020
Book Page	14267/342
Instrument	2020-0102053

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 8491 Summitridge Dr was $6,329, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,329.00 (+0.7%)	$99,050 (+%) Land $16,327 Building $82,723
2024	$6,285.00 (+6.54%)	$99,049 (-) Land $16,327 Building $82,722
2023	$5,899.00 (+26.43%)	$99,049 (+42.22%) Land $16,327 Building $82,722	$283,000 Land $46,650 Building $236,350
2022	$4,666.00	$69,647 Land $14,196 Building $55,451
2020			$198,990 Land $40,560 Building $158,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8491 Summitridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8491 Summitridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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