8491 Pershing Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8491 Pershing Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,866 sqft · built 2002
Lot Size	0.314 acres (13,695 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Jun 2024)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`159C D 024`

Property Details

APN / Parcel Number

Primary APN	`159C D 024`
Alternative APN	`0000149151`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,866 sqft Living Area

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,695 sqft (0.314 acres)
Lot Dimensions	165 ft deep x 83 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000149151
Street Address	8491 PERSHING RD
City	CHATTANOOGA
State	TN
Zip	37421-2882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 179 BELLEAU WOODS SUB UNIT ( 3) PB69 PG67
Legal Subdivision	BELLEAU WOODS
Legal Lot Number	179
Legal Unit	3
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3000
Census Tract	11321

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8491 PERSHING RD, CHATTANOOGA, TN 37421-2882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jun 28, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 17, 2022	Intrafamily Transfer, Transfer
Jan 26, 2017	Quit Claim Deed, Transfer TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Feb 17, 2022
Deed Document Number	2024062800225
Deed Book / Page	13635 / 982
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8491 PERSHING RD, CHATTANOOGA, TN 37421-2882
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000037
Date	Feb 9, 2021
Book Page	12348/170
Instrument	2021020900037

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8491 PERSHING RD, CHATTANOOGA, TN 37421-2882
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000230
Date	Mar 17, 2022
Book Page	12885/983
Instrument	2022031700230

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8491 PERSHING RD, CHATTANOOGA, TN 37421-2882
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8491 PERSHING RD, CHATTANOOGA, TN 37421-2882

Mortgage

Document Number	0000000063
Date	Oct 4, 2022
Book Page	13106/865
Instrument	2022100400063

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2032

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 28, 2024
Property Address	8491 PERSHING RD, CHATTANOOGA, TN 37421-2882
Document Number	0000000225
Book / Page	13635 / 982
Map Reference	MB 69 PG 67
Instrument Date	Jun 27, 2024
Instrument	2024062800225
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,776.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8491 PERSHING RD, CHATTANOOGA, TN 37421-2882

Mortgage

Document Number	0000000226
Date	Jun 28, 2024
Instrument	2024062800226

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Feb 17, 2022
Property Address	8491 PERSHING RD, CHATTANOOGA, TN 37421-2882
Document Number	0000000288
Book / Page	12851 / 79
Map Reference	MB 69 PG 67
Instrument Date	Feb 15, 2022
Instrument	2022021700288
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8491 PERSHING RD, CHATTANOOGA, TN 37421-2882

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 26, 2017
Property Address	8491 PERSHING RD, CHATTANOOGA, TN 37421-2882
Document Number	0000000124
Book / Page	010962 / 000498
Instrument Date	Dec 30, 2016
Instrument	124
Transaction Type	Transfer
Record Updated	Feb 23, 2017
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8491 PERSHING RD CHATTANOOGA TN 374212882, CHATTANOOGA, TN 37421-2882

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00 (-7.91%)	$117,575 (+35.92%)	$470,300 (+35.92%) Land $90,000 Building $380,300
2024	$1,935.00	$86,500 (-)	$346,000 (-) Land $55,000 Building $291,000
2023	$1,935.00	$86,500 (-)	$346,000 (-) Land $55,000 Building $291,000
2022	$1,935.00	$86,500	$346,000 Land $55,000 Building $291,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1994–2025)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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