8491 Lake Pointe Dr, Temple, TX 76502 Property Records

Bell County property record for 8491 Lake Pointe Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,884 sqft · built 2018
Lot Size	0.139 acres (6,044 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Mar 2021)
Tax Bill	$4,545 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0803762762`

Property Details

APN / Parcel Number

Primary APN	`0803762762`
Alternative APNs	`472460` `844264`

Interior

Stories	2 Stories
Building Area	1,884 sqft Living Area
1st Floor Area	1,210 sqft
2nd Floor Area	674 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,044 sqft (0.139 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	190 sqft

Location & Zoning

Street Address	8491 LAKE POINTE DR
City	TEMPLE
State	TX
Zip	76502-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE POINTE PHASE III, BLOCK 007, LOT 0001
Legal Subdivision	LAKE POINTE PHASE III
Legal Block	7
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1017
Census Tract	20302

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2839 ANGELINA DR, ROUND ROCK, TX 78665-5633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 22, 2018	Vendor's Lien, Subdivision Related Transfer · ARM EXTRACO MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	202115707
Prior Transfer Date	Mar 16, 2021
Prior Transfer Doc	0000015707
Record Updated	Sep 20, 2026

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 17, 2021
Property Address	8491 LAKE POINTE DR, TEMPLE, TX 76502-7824
Document Number	0000015707
Map Reference	DOC 2016-71A&B
Instrument Date	Mar 16, 2021
Instrument	2021015707
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8491 LAKE POINTE DR, 8491, TEMPLE, TX 76502-7824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2839 ANGELINA DR, ROUND ROCK, TX 78665-5633

Mortgage

Document Number	0000015708
Date	Mar 17, 2021
Instrument	2021015708

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 22, 2018
Property Address	8491 LAKE POINTE DR, TEMPLE, TX 76502-7824
Document Number	0000020635
Map Reference	YEAR2016 NO71 A&B
Instrument Date	May 18, 2018
Instrument	2018-00020635
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3515 SW H K DODGEN LOOP, 3515, TEMPLE, TX 76502-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8491 LAKE POINTE DR, TEMPLE, TX 76502-7824

Mortgage

Document Number	0000020636
Date	May 22, 2018
Instrument	2018-00020636

Lender

Name	EXTRACO MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	0.35%
Max Rate At Change	8.7%
Index	1-Year CMT
Max Rate	8.7%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,545.00 (-10.23%)	$282,054 (-6.68%) Land $39,000 Building $243,054	$282,054 (-6.68%) Land $39,000 Building $243,054
2023	$5,063.00 (-11.21%) Homeowner's exemption	$302,243 Land $39,000 Building $263,243	$302,243 Land $39,000 Building $263,243
2022	$5,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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