Cabarrus County property record for 8490 Reed Mine Rd, Midland, NC 28107
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 2017 |
| Lot Size | 10.1 acres (439,956 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jul 2006) |
| Tax Bill | $2,799 (2023) |
| Deeds & Mortgages | Oct 2026 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5566 27 9867 |
| Primary APN | 5566 27 9867 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 2,825 sqft |
| 1st Floor Area | 1,860 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 439,956 sqft (10.1 acres) |
| Lot Width | 15 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,705 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 3,400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 109862 |
|---|---|
| Street Address | 8490 REED MINE RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | WEST SIDE REED MINE RD |
| Legal Subdivision | REED GOLD MINE |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 9, GEORGEVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41604 |
8490 Reed Mine Rd, a rural home, is owned and occupied by two individuals who bought it in July 2006.
Source: Cabarrus County records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8490 REED MINE RD, MIDLAND, NC 28107-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAN BANK |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC |
| May 15, 2018 | Deed of Trust, Mortgage MVB MTG |
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit MADISON HOMEBUILDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2006 · Amount on File |
| Deed Sale | Jul 6, 2006 · Amount on File |
| Prior Sale | Feb 28, 2005 · Amount on File |
| Deed Book / Page | 6862 / 328 |
| Prior Transfer Date | Mar 23, 2005 |
| Prior Transfer Doc | 5867290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 5, 2026 |
| Property Address | 8490 REED MINE RD, MIDLAND, NC 28107-9657 |
| Document Number | 0000023429 |
| Book / Page | 18195 / 53 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 202623429 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8490 REED MINE RD, MIDLAND, NC 28107-9657 |
| Document Number | 0000023429, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 18195/53 |
| Instrument | 202623429 |
| Name | AMERICAN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 8490 REED MINE RD, MIDLAND, NC 28107-9657 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014788243 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 14788/243 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 8490 REED MINE RD, MIDLAND, NC 28107-9657 |
| Document Number | 1300152 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8490 REED MINE RD MIDLAND NC 28107, MIDLAND, NC 28107 |
| Document Number | 1300152 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 013001/000052 |
| Instrument | 11462 |
| Name | MVB MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 15, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 8490 REED MINE RD, MIDLAND, NC 28107-9657 |
| Document Number | 12762218 |
| Book / Page | 012762 / 000218 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20787 NC 138 HWY ALBEMARLE NC 280017729, ALBEMARLE, NC 28001-7729 |
| Document Number | 12762218 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 012762/000218 |
| Instrument | 29509 |
| Name | MADISON HOMEBUILDERS |
|---|---|
| Type | Construction/Development Company |
| Address | CHARLOTTE, NC 28217 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 12, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560,080 (-) Land $190,890 Building $369,190 | ||
| 2025 | $560,080 Land $190,890 Building $369,190 | ||
| 2024 | $560,080 (+66.46%) Land $190,890 Building $369,190 | ||
| 2023 | $2,799.00 | $336,470 Land $109,180 Building $227,290 | $336,470 Land $109,180 Building $227,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8490 Reed Mine Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8490 Reed Mine Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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