St. Charles County property record for 849 Wilson Rd, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 825 sqft · built 1955 |
| Lot Size | 10.3 acres (450,846 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $348 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 913110A000 |
| Primary APN | 913110A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 825 sqft |
| 1st Floor Area | 825 sqft |
| Fireplace | Prefabricated |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Plywood |
| Lot Area | 450,846 sqft (10.3 acres) |
| Garage Type | Attached |
| Patio Area | 160 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 913110A000 |
|---|---|
| Old Parcel Number | 913110A000 |
| Street Address | 849 WILSON RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE1 |
| Legal Description | IDLE-WILD COVE LOTS |
| Legal Range | 05E |
| Legal Township | 48N |
| Legal Section | 18 |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 310100 |
849 Wilson Rd is held in a trust since January 1980.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6053 HIGHWAY V, SAINT CHARLES, MO 63301-5936 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1980 |
| Deed Sale | Jan 1, 1980 |
| Deed Document Number | 0000230598 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 849 Wilson Rd was $348.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $348.00 | $5,676 | $29,872 Land $10,000 Building $19,872 |
| 2023 | $5,676 | ||
| 2022 | $29,872 Land $10,000 Building $19,872 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 849 Wilson Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 1,900 (1978–2026) |
| Claims Outside the SFHA | 82 of 1,900 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 849 Wilson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
4G LTE only, no 5G reported
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