849 W Payson Pkwy, Payson, AZ 85541 Property Records

Gila County property record for 849 W Payson Pkwy, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,426 sqft · built 1994
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Mar 2014)
Tax Bill	$2,224 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`304-51-043`

Property Details

APN / Parcel Number

Primary APN	`304-51-043`
Alternative APNs	`R034135` `034135`

Interior

Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,426 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R034135
Street Address	849 W PAYSON PKWY
City	PAYSON
State	AZ
Zip	85541-4286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 43 OF TRAILWOOD UNIT ONE OF PLAT 649NW1/4 SEC 4 T10N R10E = 0.21 AC(OUT OF 304-01-301J & -307A)
Legal Range	10E
Legal Township	10N
Legal Section	04
Legal Subdivision	TRAILWOOD UNIT 1
Legal Lot Number	43
Legal Unit	1
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1035
Census Tract	301

Owner

849 W Payson Pkwy is owned and occupied by an individual who acquired it in August 2022.

Source: Gila County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	849 W PAYSON PKWY, PAYSON, AZ 85541-4286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit WEST FINANCIAL CREDIT UNION
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Sep 14, 2022	Intrafamily Transfer, Transfer
Aug 16, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2014 · Amount on File
Deed Sale	Mar 12, 2014 · Amount on File
Deed Document Number	20142577
Last Transfer Date	Aug 9, 2022
Transfer Doc	0000011138
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Recording Date	May 1, 2026
Property Address	849 W PAYSON PKWY, PAYSON, AZ 85541-4286
Document Number	0000004318
Instrument Date	Apr 27, 2026
Instrument	20264318
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 W PAYSON PKWY, PAYSON, AZ 85541-4286

Mortgage

Document Number	0000004318,
Date	May 1, 2026
Instrument	20264318

Lender

Name	WEST FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	849 W PAYSON PKWY, PAYSON, AZ 85541-4286
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011777
Date	Sep 27, 2022
Instrument	2022-011777

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Sep 14, 2022
Property Address	849 W PAYSON PKWY, PAYSON, AZ 85541-4286
Document Number	0000011302
Map Reference	MAP 643
Instrument Date	Sep 14, 2022
Instrument	2022-011302
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 W PAYSON PKWY, PAYSON, AZ 85541-4286

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Aug 16, 2022
Property Address	849 W PAYSON PKWY, PAYSON, AZ 85541-4286
Document Number	0003957429
Map Reference	MB 2 PG 73
Instrument Date	Aug 9, 2022
Instrument	3957429
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 RAC LANE, HAPPY JACK, AZ 86024-8134

Tax Assessment & Valuation

The 2025 property tax bill for 849 W Payson Pkwy was $2,224.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,265 Land $6,541 Building $24,724	$312,646 Land $65,407 Building $247,239
2025	$2,224.00
2024		$30,521 Land $6,210 Building $24,311	$305,215 Land $62,104 Building $243,111
2023	$2,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 849 W Payson Pkwy in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 849 W Payson Pkwy is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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