Winnebago County property record for 849 W 4th Ave, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,589 sqft · built 1920 |
| Lot Size | 0.455 acres (19,815 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (May 2007) |
| Tax Bill | $3,388 (2024) |
| Deeds & Mortgages | Nov 2025 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03620000 |
| Primary APN | 06-03620000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,589 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,815 sqft (0.455 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Heating System | HVAC |
|---|
| Account Number | 906-03620000 |
|---|---|
| Street Address | 849 W 4TH AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-5805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 4 ASSESSORS PLAT #10 |
| Legal Subdivision | THE SIXTH WARD |
| Legal Lot Number | 4 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1200 |
849 W 4th Ave is owned and occupied by an individual who bought it in May 2007.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 849 W 4TH AVE, OSHKOSH, WI 54902-5805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit VERVE A CU |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2007 · Amount on File |
| Deed Sale | May 1, 2007 · Amount on File |
| Deed Document Number | 20071433227 |
| Prior Transfer Date | Dec 21, 2006 |
| Prior Transfer Doc | 0001420746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 849 W 4TH AVE, OSHKOSH, WI 54902-5805 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001956187 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 1956187 |
| Name | VERVE A CU |
|---|---|
| Type | Credit Union |
| Address | OSHKOSH, WI 54903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 20, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 849 W 4TH AVE, OSHKOSH, WI 54902-5805 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001871208 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 1871208 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54912 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181,100 Land $41,800 Building $139,300 | ||
| 2024 | $3,388.00 (+30.21%) | ||
| 2023 | $2,602.00 (-6.06%) Homeowner's exemption | $95,500 (-) Land $26,200 Building $69,300 | $138,000 Land $37,860 Building $100,140 |
| 2022 | $2,770.00 Homeowner's exemption | $95,500 Land $26,200 Building $69,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 849 W 4th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 849 W 4th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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