849 W 20th St, Merced, CA 95340 Property Records

Merced County property record for 849 W 20th St, Merced, CA 95340

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 2,859 sqft · built 1940
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Company Names on Record
Last Sale	$95,500 (Dec 2020)
Tax Bill	$4,001 (2025)
Deeds & Mortgages	Apr 2021 Transfer Dec 2020 Sale + 3 more
Flood Zone	Zone AO (high risk)
APN	`030-254-016-000`

Property Details

APN / Parcel Number

Primary APN	`030-254-016-000`
Alternative APN	`030-254-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,859 sqft Gross Area
1st Floor Area	2,339 sqft
Basement Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Other
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	43 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	030-254-016
Street Address	849 W 20TH ST
City	MERCED
State	CA
Zip	95340-3602
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CO
Legal Description	MERCED LOTS 10&11 BLK 106
Legal Subdivision	MERCED
Legal Block	106
Legal Lot Number	10,11
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2030
Census Tract	1301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 1146, SAN LUIS OBISPO, CA 93406-1146
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Intrafamily Transfer, Transfer
Dec 22, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 17, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Jun 28, 2018	Deed of Trust, Mortgage CUENI PJ TRUST (PT)
Apr 9, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Apr 9, 2018 · Amount on Record
Deed Document Number	202049378
Last Transfer Date	Feb 4, 2025
Transfer Doc	0000005181
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 20, 2021
Property Address	849 W 20TH ST, MERCED, CA 95340-3602
Document Number	0000017624
Map Reference	MB 1 PG 12
Instrument Date	Mar 23, 2021
Instrument	2021017624
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	849 W 20TH ST, MERCED, CA 95340-3602

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 22, 2020
Property Address	849 W 20TH ST, MERCED, CA 95340-3602
Document Number	0000049378
Instrument Date	Dec 16, 2020
Instrument	49378
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Full Value
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1146 SAN LUIS OBISPO CA 934061146, SAN LUIS OBISPO, CA 93406-1146

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Oct 17, 2019
Property Address	849 W 20TH ST, MERCED, CA 95340-3602
Document Number	0000033619
Instrument Date	Oct 9, 2019
Instrument	33619
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	849 W 20TH ST MERCED CA 953403602, MERCED, CA 95340-3602

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	849 W 20TH ST, MERCED, CA 95340-3602
Document Number	0000021580
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1146 SAN LUIS OBISPO CA 934061146, SAN LUIS OBISPO, CA 93406-1146

Mortgage

Document Number	0000021580
Date	Jul 18, 2018
Instrument	21580

Lender

Name	CUENI PJ TRUST (PT)
Address	PO BOX 1679, MORRO BAY, CA 93443-1679

Agreement

Term	60 Months
Due	Jul 17, 2023

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 9, 2018
Property Address	849 W 20TH ST, MERCED, CA 95340-3602
Document Number	0000010232
Instrument Date	Apr 4, 2018
Instrument	10232
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$313.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1146 SAN LUIS OBISPO CA 934061146, SAN LUIS OBISPO, CA 93406-1146

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$367,553 (+2.14%) Land $252,161 Building $115,392
2025	$4,001.00 (+14.35%)	$359,860 (+12.53%) Land $247,216 Building $112,644
2024	$3,499.00 (+1.39%)
2023	$3,451.00 (+1.35%)	$319,798 Land $225,392 Building $94,406
2022	$3,405.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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