849 Union St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 849 Union St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1945
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BANG M:R35 L:001-A`

Property Details

APN / Parcel Number

Primary APN	`BANG M:R35 L:001-A`
Alternative APNs	`M:R35 L:001=A` `8828`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	8828
Street Address	849 UNION ST
City	BANGOR
State	ME
Zip	04401-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	1-A
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	3
Census Block	3001
Census Tract	900

Owner

849 Union St is owned and occupied by two individuals.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	849 UNION ST, BANGOR, ME 04401-3009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Recording Date	Sep 28, 2026
Property Address	849 UNION ST, BANGOR, ME 04401-3009
Document Number	0000000956
Book / Page	18030 / 281
Instrument Date	Aug 27, 2026
Instrument	2026956
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 UNION ST, BANGOR, ME 04401-3009

Mortgage

Document Number	0000000956,
Date	Sep 28, 2026
Book Page	18030/281
Instrument	2026956

Lender

Name	COUNTY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 849 Union St was $1,797, down 1.6% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,797.00 (-1.64%)	$101,500 (+3.05%) Land $15,600 Building $85,900
2024	$1,827.00 (+5.42%)	$98,500 (+8.84%) Land $15,600 Building $82,900	$165,870
2023	$1,733.00 (+12.83%)	$90,500 (+20.19%) Land $15,600 Building $74,900
2022	$1,536.00	$75,300 Land $14,700 Building $60,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 849 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 849 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Fidium Fiber, GoNetspeed, Redzone Wireless, Spectrum, T-Mobile, Verizon.