849 Troy St, Aurora, CO 80011 Property Records

Arapahoe County property record for 849 Troy St, Aurora, CO 80011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 1953
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Apr 2018)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1973-01-4-09-031`

Property Details

APN / Parcel Number

Primary APN	`1973-01-4-09-031`
Alternative APNs	`031065658` `31065658` `065658`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,401 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,401 sqft
Flooring	Wood

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	120 ft deep x 73 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	242 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031065658
Street Address	849 TROY ST
City	AURORA
State	CO
Zip	80011-6638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 034100 SUBDIVISIONNAME HOFFMAN TOWN 6TH FLG BLOCK 047 LOT 041 LOT 41 BLK 47 HOFFMAN TOWN 6TH FLG
Legal Range	67W
Legal Township	4S
Legal Section	01
Legal Quarter	4
Legal Subdivision	HOFFMAN TOWN 6TH FLG
Legal Block	047,4
Legal Lot Number	41
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	3
Census Block	3001
Census Tract	7600

Owner

Source: Arapahoe County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	849 TROY ST, AURORA, CO 80011-6638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit BELLCO CREDIT UNION
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit BELLCO CU
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Apr 18, 2018	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Sep 10, 2002 · Amount on Record
Deed Document Number	201837494
Prior Transfer Date	May 2, 2012
Prior Transfer Doc	0000051965
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Recording Date	Sep 11, 2026
Property Address	849 TROY ST, AURORA, CO 80011-6638
Document Number	0000063412
Instrument Date	Sep 3, 2026
Instrument	202663412
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 TROY ST, AURORA, CO 80011-6638

Mortgage

Document Number	0000063412,
Date	Sep 11, 2026
Instrument	202663412

Lender

Name	BELLCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2046

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	849 TROY ST, AURORA, CO 80011-6638
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1180849
Date	Nov 29, 2021
Instrument	E1180849

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 19, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	849 TROY ST, AURORA, CO 80011-6638
Transaction Type	Mortgage
Record Updated	Feb 6, 2024
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 TROY ST, AURORA, CO 80011-6638

Mortgage

Document Number	00E1081781
Date	May 20, 2021
Instrument	E1081781

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	849 TROY ST, AURORA, CO 80011-6638
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E3021614
Date	Apr 3, 2023
Instrument	E3021614

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 29, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Apr 18, 2018
Property Address	849 TROY ST, AURORA, CO 80011-6638
Document Number	00D8037494
Instrument Date	Apr 16, 2018
Instrument	D8037494
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	849 TROY ST, AURORA, CO 80011-6638

Mortgage

Document Number	00D8037495
Date	Apr 18, 2018
Instrument	D8037495

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,692 (-2.08%)	$419,800 (-) Land $170,000 Building $249,800
2025	$2,823.00 (+6.57%)	$26,238 (-5.11%)	$419,800 (-10.24%) Land $170,000 Building $249,800
2024	$2,649.00 (+15.42%)
2023		$27,651	$467,700 Land $180,000 Building $287,700
2021	$2,295.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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